405 E 28th St, Vancouver, WA 98663 Property Records

Clark County property record for 405 E 28th St, Vancouver, WA 98663

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,072 sqft · built 1926
Lot Size	0.148 acres (6,463 sqft)
Owner	Individual Name on Record
Last Sale	$522,000 (Feb 2021)
Tax Bill	$4,808 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000000001098000`

Property Details

APN / Parcel Number

Primary APN	`0000000001098000`
Alternative APN	`010980000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,072 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,071 sqft
Basement Area	889 sqft
Finished Basement	889 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Concrete
Roof Material	Concrete
Lot Area	6,463 sqft (0.148 acres)
Lot Dimensions	51 ft deep x 128 ft wide
Porch	Open Porch
Porch Area	74 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Municipal

Location & Zoning

Street Address	405 E 28TH ST
City	VANCOUVER
State	WA
Zip	98663-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	TEMPES ADDN TO VANC LOT 18 FOR ASSESSOR USE ONLY TEMPES ADDN TO VANC LOT 18
Legal Subdivision	TEMPES ADDITION
Legal Lot Number	18
Jurisdiction	CLARK WA
Township / Civil Division	VANCOUVER
Census Block Group	2
Census Block	2040
Census Tract	41900

Owner

Source: Clark County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 E 28TH ST, VANCOUVER, WA 98663-3018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit COLUMBIA CU
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 5, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Jun 23, 2014 · Amount on Record
Deed Document Number	20215869007
Prior Transfer Date	Aug 13, 1997
Prior Transfer Doc	0000000353
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK WA
Property Address	405 E 28TH ST, VANCOUVER, WA 98663-3018
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005968856
Date	Sep 29, 2021
Instrument	5968856

Lender

Name	COLUMBIA CU
Type	Credit Union
Address	VANCOUVER, WA 98666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK WA
Recording Date	Feb 23, 2021
Property Address	405 E 28TH ST, VANCOUVER, WA 98663-3018
Document Number	0005869007
Map Reference	VOL A PG 40
Instrument Date	Feb 17, 2021
Instrument	5869007
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,396.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 E 28TH ST, VANCOUVER, WA 98663-3018

Mortgage

Document Number	0005869008
Date	Feb 23, 2021
Instrument	5869008

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLARK WA
Recording Date	Sep 5, 2017
Property Address	405 E 28TH ST, VANCOUVER, WA 98663-3018
Document Number	0005439543
Instrument Date	Aug 7, 2017
Instrument	5439543
Transaction Type	Transfer
Record Updated	Sep 11, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 E 28TH ST VANCOUVER WA 986633018, VANCOUVER, WA 98663-3018

Tax Assessment & Valuation

Source: Clark County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Clark County
Municipality	Vancouver City
Unified School District	Vancouver Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,850 (-0.5%) Land $239,329 Building $283,521	$522,850 (-0.5%) Land $239,329 Building $283,521
2025	$4,808.00	$525,491 (+6.73%) Land $239,329 Building $286,162	$525,491 (+6.73%) Land $239,329 Building $286,162
2024	$4,808.00 (+8.39%)	$492,359 (+3.81%) Land $220,182 Building $272,177	$492,359 (+3.81%) Land $220,182 Building $272,177
2023	$4,436.00	$474,297 (+0.3%) Land $210,609 Building $263,688	$474,297 (+0.3%) Land $210,609 Building $263,688
2022		$472,883 Land $210,609 Building $262,274	$472,883 Land $210,609 Building $262,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VANCOUVER serves 373,047 people · EPA ID WA5391200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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