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407 E 1st St, Sterling, IL 61081 Property Records

Whiteside County property record for 407 E 1st St, Sterling, IL 61081 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$30,000 (Jun 2007)
Tax Bill$1,769 (2025)
Deeds & MortgagesMay 2019 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1122356005

Property Details

APN / Parcel Number

Primary APN1122356005
Alternative APN
  • 99499

Exterior

Lot Area9,000 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide

Location & Zoning

Account Number99499
Street Address407 E 1ST ST
CitySTERLING
StateIL
Zip61081-3901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEST OF BROADWAY LOT 7 & E 1/2 LOT 6 (EX R RD) BLK 46 145800X
Legal SubdivisionWEST OF BROADWAY
Legal Block46
Legal Lot Number6-7
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2111
Census Tract1102

Owner

Source: Whiteside County records · APN 1122356005

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address407 E 1ST ST, STERLING, IL 61081-3901
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 08, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY ST BK/ROCK FALLS
Jun 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY ST BK/ROCK FALLS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 05, 2007 · Amount on Record
Deed SaleJun 05, 2007 · Amount on Record
Deed Document Number20075532-2007
Last Transfer DateMar 06, 2012
Transfer Doc0000001463
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address407 E 1ST ST, STERLING, IL 61081-3901
Document Number0000002456
Instrument DateMay 08, 2019
Transaction TypeMortgage
Record UpdatedJun 03, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 E 1ST ST STERLING IL 610813901, STERLING, IL 61081-3901

Mortgage

Document Number0000002456
DateMay 14, 2019
Instrument2456
Lender
NameCOMMUNITY ST BK/ROCK FALLS
TypeBank
AddressROCK FALLS, IL 61071
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 13, 2024

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address407 E 1ST ST, STERLING, IL 61081-3901
Document Number0000004073
Instrument DateJun 30, 2017
Transaction TypeMortgage
Record UpdatedJul 20, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 E 1ST ST STERLING IL 610813901, STERLING, IL 61081-3901

Mortgage

Document Number0000004073
DateJul 17, 2017
Instrument4073
Lender
NameCOMMUNITY ST BK/ROCK FALLS
TypeBank
AddressROCK FALLS, IL 61071
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJul 16, 2022
Interest
Rate5%

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,769.00$17,419 Land $4,669 Building $12,750
2024$52,257 Land $14,007 Building $38,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Surf Air WirelessFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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