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1205 E 1st St, Sterling, IL 61081 Property Records

Whiteside County property record for 1205 E 1st St, Sterling, IL 61081 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 960 sqft · built 1975
Lot Size0.128 acres (5,589 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Mar 2026)
Tax Bill$2,901 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1122408007

Property Details

APN / Parcel Number

Primary APN1122408007
Alternative APNs
  • 106328
  • 115319
  • 124190

Interior

Bedrooms2 Beds
Building Area960 sqft Building Perimeter
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area5,589 sqft (0.128 acres)
Lot Width50 ft Width

Location & Zoning

Account Number124190
Street Address1205 E 1ST ST
CitySTERLING
StateIL
Zip61081-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST OF BROADWAY LOT 6 BLK 37 82500X
Legal SubdivisionEAST OF BROADWAY
Legal Block37
Legal Lot Number6
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group4
Census Block4044
Census Tract1200

Owner

Source: Whiteside County records · APN 1122408007

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2524 W BLOOMINGDALE AVE, CHICAGO, IL 60647-4386
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Warranty Deed, Transfer
SAUK VALLEY BANK & TRUST CO
Jun 02, 2023Executor's Deed, Transfer · Conventional Mortgage
SAUK VALLEY BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 24, 2026 · Amount on Record
Deed SaleMar 24, 2026 · Amount on Record
Prior SaleJun 02, 2023 · Amount on Record
Deed Document Number20261400
Prior Transfer DateMar 23, 2026
Prior Transfer Doc0000001400
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateMar 24, 2026
Property Address1205 E 1ST ST, STERLING, IL 61081-2807
Document Number0000001400
Map ReferenceMB 1 PG 35
Instrument DateMar 23, 2026
Instrument2026-01400
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanyHB WILKINSON TITLE COMPANY, HB WILKINSON TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2524 W BLOOMINGDALE AVE, CHICAGO, IL 60647-4386

Mortgage

Document Number0000001401
DateMar 24, 2026
Instrument2026-01401
Lender
NameSAUK VALLEY BANK & TRUST CO
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

June 2023: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionWHITESIDE IL
Recording DateJun 02, 2023
Property Address1205 E 1ST ST, STERLING, IL 61081-2807
Document Number0000002621
Instrument DateMay 31, 2023
Instrument2023-02621
Transaction TypeTransfer
Record UpdatedJun 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 PARIS RD, STERLING, IL 61081-9632

Mortgage

Document Number0000002622
DateJun 02, 2023
Instrument2023-02622
Lender
NameSAUK VALLEY BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2053
Interest
Rate TypeAdjustable Rate
Rate0.07%
Index1-Year CMT

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,901.00 (+3.46%)$28,570 (+6.23%) Land $4,289 Building $24,281
2024$2,804.00 (+99.57%)$26,894 (+11.34%) Land $4,037 Building $22,857$85,710 (+6.23%) Land $12,867 Building $72,843
2023$80,682 (+11.34%) Land $12,111 Building $68,571
2022$1,405.00$24,154 Land $3,626 Building $20,528$72,462 Land $10,878 Building $61,584

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Surf Air WirelessFiber1,000 / 1,000
JAB WirelessFixed Wireless (unlicensed)100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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