407 E 10th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 407 E 10th St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,624 sqft · built 1896
Lot Size	0.095 acres (4,125 sqft)
Owner	Individual Name on File
Last Sale	$22,000 (Sep 2011)
Tax Bill	$682 (2025)
Deeds & Mortgages	Jul 2023 Re-recorded Document
Flood Zone	Zone X (reduced by levee)
APN	`8913-25-135-009`

Property Details

APN / Parcel Number

Primary APN	`8913-25-135-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	532 sqft
Basement Area	812 sqft
Unfinished Basement	812 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,125 sqft (0.095 acres)
Lot Dimensions	75 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	224 sqft
Parking Spaces	1 Parking Space
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	407 E 10TH ST
City	WATERLOO
State	IA
Zip	50703-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT WATERLOO EAST NE 55 FT SE 75 FT LOT 8 BLK 44
Legal Range	13W
Legal Township	89N
Legal Section	25
Legal Subdivision	ORIGINAL PLAT WATERLOO EAST
Legal Block	44
Legal Lot Number	8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1039
Census Tract	700

Owner

Source: Black Hawk County records · APN 8913-25-135-009

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6127 SUNNYSIDE LN, CEDAR FALLS, IA 50613-9715
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 02, 2011 · Amount on Record
Deed Sale	Sep 02, 2011 · Amount on Record
Deed Document Number	20112012004039
Last Transfer Date	Jun 28, 2023
Transfer Doc	0000000654
Record Updated	Sep 20, 2026

July 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 17, 2023
Property Address	407 E 10TH ST, WATERLOO, IA 50703-4413
Document Number	202400000654
Instrument Date	Jun 28, 2023
Instrument	202400000654
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6127 SUNNYSIDE LN, CEDAR FALLS, IA 50613-9715

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$682.00	$33,900 (+7.76%) Land $7,030 Building $26,870	$33,900 (+7.76%) Land $7,030 Building $26,870
2024	$682.00 (+11.44%)
2023		$31,460 (+12.72%) Land $7,030 Building $24,430	$31,460 (+12.72%) Land $7,030 Building $24,430
2022	$612.00	$27,910 Land $7,030 Building $20,880
2021			$27,910 Land $7,030 Building $20,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband.

Based on FCC filings for 332 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.