Black Hawk County property record for 406 E 10th St, Waterloo, IA 50703 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1897 |
| Square Footage | 1,544 sqft Living Area |
| Lot Size | 5,400 sqft (0.124 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $44,000 (2005) |
| Tax Bill | $1,389.00 (2025) |
| Primary APN | 8913-25-209-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,544 sqft Living Area |
| 1st Floor | 504 sqft 1st Floor |
| Basement Area | 792 sqft Basement |
| Game Room | Game Room |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Exterior Material | Asbestos Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,400 sqft (0.124 acres) |
| Depth X Width | 150 ft x 36 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 109 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 406 E 10TH ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-4414 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL PLAT WATERLOO EAST SW 36 FT LOT 7 BLK 45 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 25 |
| Legal Subdivision | ORIGINAL PLAT WATERLOO EAST |
| Legal Block | 45 |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 700 |
Source: Black Hawk County records · APN 8913-25-209-012
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 E 10TH ST, WATERLOO, IA 50703-4414 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2005 · Amount on Record |
| Deed Sale | Jun 10, 2005 · Amount on Record |
| Deed Doc Number | 200528848 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jun 10, 2005 |
| Property Address | 406 E 10TH ST, WATERLOO, IA 50703-4414 |
| Document Number | 2005028848 |
| Instrument Date | Jun 03, 2005 |
| Instrument | 2005028848 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT, BLACK HAWK COUNTY ABSTRACT C |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69.60 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 E 10TH ST, WATERLOO, IA 50703-4414 |
| Document Number | 2005028849 |
|---|---|
| Date | Jun 10, 2005 |
| Instrument | 2005028849 |
| Name | F & M BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2035 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,389.00 (-2.94%) | $32,430 (+7.88%) Land $6,430 Building $26,000 | $32,430 (+7.88%) Land $6,430 Building $26,000 |
| 2024 | $1,431.00 (-0.28%) | ||
| 2023 | $30,060 (+15.79%) Land $6,430 Building $23,630 | $30,060 (+15.79%) Land $6,430 Building $23,630 | |
| 2022 | $1,435.00 | $25,960 Land $6,430 Building $19,530 | |
| 2021 | $25,960 Land $6,430 Building $19,530 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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