Decatur County property record for 407 E 10th St, Lamoni, IA 50140
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,130 sqft · built 1986 |
| Lot Size | 0.269 acres (11,756 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,912 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1302451004 |
| Primary APN | 1302451004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,130 sqft Living Area |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Lot Area | 11,756 sqft (0.269 acres) |
| Heating System | Gas |
|---|
| Street Address | 407 E 10TH ST |
|---|---|
| City | LAMONI |
| State | IA |
| Zip | 50140-1161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERGUSONS 2ND ADDN. W 1/2 LOTS 3 BLK 2 |
| Legal Subdivision | FERGUSONS 2ND ADD |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | DECATUR IA |
| Township / Civil Division | LAMONI |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 960200 |
Source: Decatur County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 E 10TH ST, LAMONI, IA 50140-1161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 407 E 10TH ST, LAMONI, IA 50140-1161 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020201446 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2020-1446 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 1, 2045 |
| Rate Type | Fixed Rate |
|---|
Source: Decatur County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Decatur County |
| Municipality | Lamoni City |
| Unified School District | Lamoni Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,912.00 Homeowner's exemption | $118,180 (-) Land $17,640 Building $100,540 | $118,180 (-) Land $17,640 Building $100,540 |
| 2025 | $1,912.00 (+21.63%) | $118,180 (+30.8%) Land $17,640 Building $100,540 | $118,180 (+30.8%) Land $17,640 Building $100,540 |
| 2024 | $1,572.00 (-12.37%) | ||
| 2023 | $90,350 Land $11,030 Building $79,320 | $90,350 Land $11,030 Building $79,320 | |
| 2021 | $1,794.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1980–2010) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMONI MUNICIPAL UTILITIES serves 2,029 people · EPA ID IA2740050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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