Decatur County property record for 402 E 10th St, Lamoni, IA 50140
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,101 sqft · built 1976 |
| Lot Size | 0.778 acres (33,898 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $89,000 (Mar 2017) |
| Tax Bill | $2,944 (2026) |
| Deeds & Mortgages | Feb 2023 Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1302450001 |
| Primary APN | 1302450001 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,101 sqft Living Area |
| Basement Area | 1,376 sqft |
| Unfinished Basement | 1,376 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 33,898 sqft (0.778 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Heating System | Gas |
|---|
| Street Address | 402 E 10TH ST |
|---|---|
| City | LAMONI |
| State | IA |
| Zip | 50140-1160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERGUSONS 2ND ADDN L OT 5 BLK 1 |
| Legal Subdivision | FERGUSONS 2ND ADDITION |
| Legal Block | 1 |
| Jurisdiction | DECATUR IA |
| Township / Civil Division | LAMONI |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 960200 |
Source: Decatur County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 402 E 10TH ST, LAMONI, IA 50140-1160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2023 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Mar 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BBMC MORTGAGE LLC |
| Mar 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage BBMC MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2017 · Amount on Record |
| Deed Sale | Mar 10, 2017 · Amount on Record |
| Deed Document Number | 2017237 |
| Deed Book / Page | 2017 / 237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 402 E 10TH ST, LAMONI, IA 50140-1160 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020230176 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 2023-0176 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR IA |
| Property Address | 402 E 10TH ST, LAMONI, IA 50140-1160 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/0285 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 2017/0285 |
| Instrument | 2017-0285 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR IA |
| Recording Date | Mar 10, 2017 |
| Property Address | 402 E 10TH ST, LAMONI, IA 50140-1160 |
| Document Number | 2017/0237 |
| Book / Page | 2017 / 0237 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 2017-0237 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 E 10TH ST, LAMONI, IA 50140-1160 |
| Document Number | 2017/0238 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 2017/0238 |
| Instrument | 2017-0238 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Decatur County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Decatur County |
| Municipality | Lamoni City |
| Unified School District | Lamoni Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,944.00 Homeowner's exemption | $153,600 (-) Land $28,080 Building $125,520 | $153,600 (-) Land $28,080 Building $125,520 |
| 2025 | $2,944.00 (+19.87%) | $153,600 (+34.74%) Land $28,080 Building $125,520 | $153,600 (+34.74%) Land $28,080 Building $125,520 |
| 2024 | $2,456.00 (+4.51%) | ||
| 2023 | $114,000 Land $17,550 Building $96,450 | $114,000 Land $17,550 Building $96,450 | |
| 2021 | $2,350.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1980–2010) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAMONI MUNICIPAL UTILITIES serves 2,029 people · EPA ID IA2740050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Jun 2026 Treatment failure resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lockridge Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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