407 Douglas Ct, Richmond, KY 40475 Property Records

Madison County property record for 407 Douglas Ct, Richmond, KY 40475

Property Summary

Property TypeOther
OwnerIndividual Name on File
Last Sale$220,000 (Sep 2024)
Tax Bill$2,074 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR010-0001-0002-04

Property Details

APN / Parcel Number

Primary APNR010-0001-0002-04
Alternative APNs
  • 125487
  • 82492
  • 75917

Location & Zoning

Account Number75917
Street Address407 DOUGLAS CT
CityRICHMOND
StateKY
Zip40475-1849
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionLOT 4
Legal Lot Number4
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2001
Census Tract10301

Owner

407 Douglas Ct is owned and occupied by an individual who bought it in September 2024.

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address407 DOUGLAS CT, RICHMOND, KY 40475-1849
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2024 · Amount on File
Deed SaleSep 5, 2024 · Amount on File
Prior SaleSep 23, 2022 · Amount on File
Deed Document Number2014220876
Deed Book / PageD856 / 794
Record UpdatedJun 8, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateSep 23, 2022
Property Address407 DOUGLAS CT, RICHMOND, KY 40475-1849
Document Number00D829/487
Book / PageD829 / 487
Map ReferenceMB 30 PG 117
Instrument DateSep 13, 2022
Instrument2014112789
Transaction TypeTransfer
Record UpdatedFeb 2, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$196.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address138 COLLEGE HILL RD, RICHMOND, KY 40475

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 DOUGLAS CT, RICHMOND, KY 40475-1849

Mortgage

Document Number2014112790
DateSep 23, 2022
Instrument2014112790
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 407 Douglas Ct was $2,074 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,074.00 Additional exemption filed$220,000$220,000
2023$1,901.00 (+2,085.06%)$196,000 (+2,077.78%)$196,000 (+2,077.78%)
2022$87.00$9,000$9,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 407 Douglas Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimJun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Douglas Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Douglas Ct

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