331 Douglas Ct, Richmond, KY 40475 Property Records

Madison County property record for 331 Douglas Ct, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	1,051 sqft
Lot Size	0.326 acres (14,240 sqft)
Owner	Individual Name on Record
Last Sale	$118,000 (Jul 2019)
Tax Bill	$1,112 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R010-0021-0019`

Property Details

APN / Parcel Number

Primary APN	`R010-0021-0019`
Alternative APNs	`111933` `75060` `41114`

Interior

Stories	1 Story
Building Area	1,051 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	14,240 sqft (0.326 acres)

Location & Zoning

Account Number	41114
Street Address	331 DOUGLAS CT
City	RICHMOND
State	KY
Zip	40475-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JERGEE PLACE LOT 19
Legal Subdivision	JERGEE PLACE
Legal Lot Number	19
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2001
Census Tract	10301

Owner

Source: Madison County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	331 DOUGLAS CT, RICHMOND, KY 40475-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU
Jul 18, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CENTURY LENDING CO
Sep 12, 2018	Special Master Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2019 · Amount on Record
Deed Sale	Jul 18, 2019 · Amount on Record
Prior Sale	Sep 12, 2018
Deed Document Number	20192013995720
Deed Book / Page	776 / 116
Prior Transfer Date	Aug 9, 2018
Prior Transfer Doc	D00764/385
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Jun 16, 2026
Property Address	331 DOUGLAS CT, RICHMOND, KY 40475-1825
Document Number	0014355998
Book / Page	2476 / 242
Instrument Date	Jun 8, 2026
Instrument	202614355998
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 DOUGLAS CT, RICHMOND, KY 40475-1825

Mortgage

Document Number	0014355998,
Date	Jun 16, 2026
Book Page	2476/242
Instrument	202614355998

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 18, 2019
Property Address	331 DOUGLAS CT, RICHMOND, KY 40475-1825
Document Number	D00776/116
Book / Page	D00776 / 116
Map Reference	CAB 18 SL 228
Instrument Date	Jul 15, 2019
Instrument	2013995720
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 17, 2021
Title Company	EXECUTIVE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1350 EASTLAND DR STE 1, 1350, LEXINGTON, KY 40505-3834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 DOUGLAS CT, RICHMOND, KY 40475-1825

Mortgage

Document Number	2013995721
Date	Jul 18, 2019
Instrument	2013995721

Lender

Name	CENTURY LENDING CO
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Mortgage

Document Number	M01875/686
Date	Jul 18, 2019
Book Page	M01875/686
Instrument	2013995722

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2029

Interest

Rate Type	Fixed Rate
Rate	12%

September 2018: Special Master Deed, Transfer

Document Type	Special Master Deed
Jurisdiction	MADISON KY
Recording Date	Sep 12, 2018
Property Address	331 DOUGLAS CT, RICHMOND, KY 40475-1825
Document Number	D00764/385
Book / Page	D00764 / 385
Map Reference	CAB19 SL228
Instrument Date	Aug 9, 2018
Instrument	2013981750
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 EASTLAND DR STE 1, 1, LEXINGTON, KY 40505-3834

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,112.00 (-2.8%)	$118,000 (-)	$118,000 (-)
2023	$1,144.00 (-0.35%)	$118,000 (-)	$118,000 (-)
2022	$1,148.00	$118,000	$118,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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