Polk County property record for 407 Darlington Loop, Davenport, FL 33896
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,908 sqft · built 1998 |
| Lot Size | 0.093 acres (4,051 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Feb 2026) |
| Tax Bill | $2,076 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-26-03-701052-000040 |
| Primary APN | 27-26-03-701052-000040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,908 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 1,116 sqft |
| Upper Floors Area | 792 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 4,051 sqft (0.093 acres) |
| Lot Dimensions | 90 ft deep x 45 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|
| Street Address | 407 DARLINGTON LOOP |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33896-7808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIDGEWATER CROSSING PHASE 1 PB 103 PGS 6 THRU 9 LOT 4 |
| Legal Range | 27E |
| Legal Township | 26S |
| Legal Section | 03 |
| Legal Subdivision | BRIDGEWATER CROSSING PHASE I |
| Legal Phase | 1 |
| Legal Tract | 701052 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12506 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 DARLINGTON LOOP, DAVENPORT, FL 33896-7808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Feb 3, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Jan 8, 2026 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 7, 2018 | Warranty Deed, Transfer LEADERONE FIN'L |
| Sep 5, 2018 | Warranty Deed, Transfer OTHER |
| Feb 15, 2017 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2026 · Amount on Record |
| Deed Sale | Feb 3, 2026 · Amount on Record |
| Prior Sale | Dec 7, 2018 · Amount on Record |
| Deed Document Number | 202628128 |
| Deed Book / Page | 13869 / 1942 |
| Prior Transfer Date | Jan 2, 2026 |
| Prior Transfer Doc | 0000004757 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 407 DARLINGTON LOOP, DAVENPORT, FL 33896-7808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 407 DARLINGTON LOOP, DAVENPORT, FL 33896-7808 |
| Document Number | 0000082981 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 11648/1464 |
| Instrument | 2021082981 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 3, 2026 |
| Property Address | 407 DARLINGTON LOOP, DAVENPORT, FL 33896-7808 |
| Document Number | 0000028128 |
| Book / Page | 13869 / 1942 |
| Map Reference | MB 103 PG 6-9 |
| Instrument Date | Feb 2, 2026 |
| Instrument | 2026028128 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | ROSCOMMON COUNTY TITLE INSURANCE AGENCY, ROSEMONT TITLE INS AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3406 STONEWYCK ST, ORLANDO, FL 32824-7857 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 407 DARLINGTON LOOP, DAVENPORT, FL 33896-7808 |
| Document Number | 0138691944 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 13869/1944 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 8, 2026 |
| Property Address | 407 DARLINGTON LOOP, DAVENPORT, FL 33896-7808 |
| Document Number | 0000004757 |
| Book / Page | 13837 / 1799 |
| Map Reference | MB 103 PG 6-9 |
| Instrument Date | Jan 2, 2026 |
| Instrument | 2026004757 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3825 11TH SQ # SQ1204, SQ1204, VERO BEACH, FL 32960-5038 |
| Name | Verified Name |
|---|---|
| Address | 3406 STONEWYCK ST, ORLANDO, FL 32824-7857 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 7, 2018 |
| Property Address | 407 DARLINGTON LOOP, DAVENPORT, FL 33896-7808 |
| Document Number | 0106911329 |
| Book / Page | 010691 / 001329 |
| Instrument Date | Dec 6, 2018 |
| Instrument | 254191 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,589.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 407 DARLINGTON LOOP DAVENPORT FL 338967808, DAVENPORT, FL 33896-7808 |
| Document Number | 106911331 |
|---|---|
| Date | Dec 7, 2018 |
| Book Page | 010691/001331 |
| Instrument | 254192 |
| Name | LEADERONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 6, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 5, 2018 |
| Property Address | 407 DARLINGTON LOOP, DAVENPORT, FL 33896-7808 |
| Document Number | 0106020746 |
| Book / Page | 010602 / 000746 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 188358 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,403.77 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2212 E WILLIAMS FIELD ROAD 11 #2 GILBERT AZ 85295, 2, GILBERT, AZ 85295 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 407 DARLINGTON LOOP, DAVENPORT, FL 33896-7808 |
| Document Number | 0101000147 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 407 DARLINGTON LOOP DAVENPORT FL 338967808, DAVENPORT, FL 33896-7808 |
| Document Number | 0101000147 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 010100/000147 |
| Instrument | 56617 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,537 (+40.72%) Land $52,000 Building $230,537 | $282,537 (-5.81%) Land $52,000 Building $230,537 | |
| 2025 | $2,076.00 (-14.92%) Homeowner's exemption | $200,782 (+5.99%) | $299,952 (-0.76%) Land $52,000 Building $247,952 |
| 2023 | $2,440.00 (+3.26%) Homeowner's exemption | $189,440 (+3%) | $302,257 (+27.29%) Land $50,000 Building $252,257 |
| 2022 | $2,363.00 Homeowner's exemption | $183,922 | $237,464 Land $42,000 Building $195,464 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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