Polk County property record for 345 Darlington Loop, Davenport, FL 33896
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,908 sqft · built 1998 |
| Lot Size | 0.093 acres (4,051 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,000 (Sep 2018) |
| Tax Bill | $2,970 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-26-03-701052-000050 |
| Primary APN | 27-26-03-701052-000050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,908 sqft Living Area |
| Gross Area | 2,288 sqft |
| 1st Floor Area | 1,116 sqft |
| Upper Floors Area | 792 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,051 sqft (0.093 acres) |
| Lot Dimensions | 90 ft deep x 45 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 180 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|
| Street Address | 345 DARLINGTON LOOP |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33896-7806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIDGEWATER CROSSING PHASE 1 PB 103 PGS 6 THRU 9 LOT 5 |
| Legal Range | 27E |
| Legal Township | 26S |
| Legal Section | 03 |
| Legal Subdivision | BRIDGEWATER CROSSING PHASE I |
| Legal Phase | 1 |
| Legal Tract | 701052 |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12506 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 345 DARLINGTON LOOP, DAVENPORT, FL 33896-7806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 14, 2020 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Jun 6, 2019 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Sep 24, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2018 · Amount on Record |
| Deed Sale | Sep 24, 2018 · Amount on Record |
| Prior Sale | Jul 1, 2016 · Amount on Record |
| Deed Document Number | 2018201574 |
| Deed Book / Page | 10620 / 1195 |
| Prior Transfer Date | Feb 23, 2016 |
| Prior Transfer Doc | 0000031613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 345 DARLINGTON LOOP, DAVENPORT, FL 33896-7806 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | HOME SOLUTION TITLE INC, HOME SOLUTION TITLE |
| Name | Verified Name |
|---|---|
| Address | 345 DARLINGTON LOOP, DAVENPORT, FL 33896-7806 |
| Document Number | 0000225917 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 11869/666 |
| Instrument | 2021225917 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 345 DARLINGTON LOOP, DAVENPORT, FL 33896-7806 |
| Document Number | 0113082037 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 345 DARLINGTON LOOP DAVENPORT FL 338967806, DAVENPORT, FL 33896-7806 |
| Document Number | 0113082037 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 011308/002037 |
| Instrument | 148073 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 345 DARLINGTON LOOP, DAVENPORT, FL 33896-7806 |
| Document Number | 0108951883 |
| Instrument Date | Jun 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2019 |
| Title Company | POWERHOUSE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 345 DARLINGTON LOOP DAVENPORT FL 338967806, DAVENPORT, FL 33896-7806 |
| Document Number | 0108951883 |
|---|---|
| Date | Jul 3, 2019 |
| Book Page | 010895/001883 |
| Instrument | 138507 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 2, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 24, 2018 |
| Property Address | 345 DARLINGTON LOOP, DAVENPORT, FL 33896-7806 |
| Document Number | 0106201195 |
| Book / Page | 010620 / 001195 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 201574 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Title Company | EQUITABLE TITLE/CELEBRATION |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,729.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 345 DARLINGTON LOOP DAVENPORT FL 338967806, DAVENPORT, FL 33896-7806 |
| Document Number | 106201197 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 010620/001197 |
| Instrument | 201575 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,376 (+2.7%) | $302,337 (-4.28%) Land $52,000 Building $250,337 | |
| 2025 | $2,970.00 (-9.81%) Homeowner's exemption | $274,952 (+5.99%) | $315,852 (-0.25%) Land $52,000 Building $263,852 |
| 2023 | $3,293.00 (+2.94%) Homeowner's exemption | $259,420 (+3%) | $316,657 (+25.73%) Land $50,000 Building $266,657 |
| 2022 | $3,199.00 Homeowner's exemption | $251,864 Land $42,000 Building $209,864 | $251,864 Land $42,000 Building $209,864 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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