Carroll County property record for 400 Crest Ln, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,712 sqft · built 2002 |
| Lot Size | 0.561 acres (24,425 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,922 (Oct 2002) |
| Tax Bill | $5,454 (2026) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-137524 |
| Primary APN | 07-137524 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,712 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 24,425 sqft (0.561 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 368 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 137524 |
|---|---|
| Street Address | 400 CREST LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-200 |
| Legal Description | LT 80 - 24425 SF CREST LN 50-268 WINDEMERE ESTS PH 1 AMND |
| Legal Subdivision | WINDEMERE ESTATES PH 01 |
| Legal Phase | 1 |
| Legal Lot Number | 80 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 507802 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 400 CREST LN, WESTMINSTER, MD 21157-7289 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 22, 2019 | Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FCU |
| Jan 19, 2019 | Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2002 · Amount on Record |
| Deed Sale | Oct 22, 2002 · Amount on Record |
| Deed Document Number | 20021877 |
| Deed Book / Page | 3081 / 455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 400 CREST LN, WESTMINSTER, MD 21157-7289 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|
| Document Number | 0116630126 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | 11663/126 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 400 CREST LN, WESTMINSTER, MD 21157-7289 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0105180385 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 10518/385 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 400 CREST LN, WESTMINSTER, MD 21157-7289 |
| Document Number | 0094990087 |
| Instrument Date | Oct 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 400 CREST LN WESTMINSTER MD 211577289, WESTMINSTER, MD 21157-7289 |
| Document Number | 0094990087 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 009499/000087 |
| Name | NORTHROP GRUMMAN FCU |
|---|---|
| Type | Credit Union |
| Address | GARDENA, CA 90248 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 4, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 400 CREST LN, WESTMINSTER, MD 21157-7289 |
| Document Number | 0092150245 |
| Instrument Date | Jan 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 400 CREST LN WESTMINSTER MD 211577289, WESTMINSTER, MD 21157-7289 |
| Document Number | 0092150245 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 009215/000245 |
| Name | NORTHROP GRUMMAN FCU |
|---|---|
| Type | Credit Union |
| Address | GARDENA, CA 90248 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,454.00 (+5.13%) Homeowner's exemption | $509,500 (+21.72%) Land $131,200 Building $378,300 | $509,500 (+21.72%) Land $131,200 Building $378,300 |
| 2025 | $5,188.00 (+9.68%) Homeowner's exemption | ||
| 2023 | $4,730.00 Homeowner's exemption | $418,600 Land $131,200 Building $287,400 | $418,600 Land $131,200 Building $287,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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