York County property record for 407 Cobble Stone, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,670 sqft · built 1992 |
| Lot Size | 0.314 acres (13,678 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,900 (Jan 2007) |
| Tax Bill | $2,837 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | G14A-0907-3601 |
| Primary APN | G14A-0907-3601 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,670 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,678 sqft (0.314 acres) |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 20 sqft |
| Deck Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 10015477 |
|---|---|
| Street Address | 407 COBBLE STONE |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-5485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HIGH DENSI |
| Legal Description | COBBLE CREEK SEC 2 LOT 55 |
| Legal Subdivision | COBBLE CREEK |
| Legal Lot Number | 55 |
| Jurisdiction | YORK VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 51100 |
Source: York County records · APN G14A-0907-3601
Assessment roll updated June 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 COBBLE STONE, WILLIAMSBURG, VA 23185-5485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Jan 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC |
| Jul 19, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 31, 2007 · Amount on Record |
| Deed Sale | Jan 31, 2007 · Amount on Record |
| Deed Book / Page | 700 / 2710 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 407 COBBLE STONE, WILLIAMSBURG, VA 23185-5485 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000065 |
|---|---|
| Date | Jan 04, 2021 |
| Instrument | 210000065 |
| Name | CAPITAL CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 407 COBBLE STONE, WILLIAMSBURG, VA 23185-5485 |
| Document Number | 0000013730 |
| Instrument Date | Jul 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000013730 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 13730 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 23, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: York County records · Assessment roll updated June 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | York County |
| Unified School District | York County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,700 (+30.87%) Land $98,600 Building $265,100 | ||
| 2025 | $2,837.00 (+32.63%) | $363,700 (+30.87%) Land $98,600 Building $265,100 | |
| 2023 | $2,139.00 | $277,900 Land $90,500 Building $187,400 | $277,900 Land $90,500 Building $187,400 |
Source: FEMA National Flood Hazard Layer as of October 26, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 418 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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