York County property record for 405 Cobble Stone, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,591 sqft · built 1992 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Company Name on File |
| Last Sale | $302,352 (Jul 2023) |
| Tax Bill | $2,884 (2025) |
| Deeds & Mortgages | Jul 2023 Sale May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G14A-0832-3641 |
| Primary APN | G14A-0832-3641 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,591 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,502 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 20 sqft |
| Deck Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 10015476 |
|---|---|
| Street Address | 405 COBBLE STONE |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-5485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HIGH DENSI |
| Legal Description | COBBLE CREEK SEC 2 LOT 54 |
| Legal Subdivision | COBBLE CREEK |
| Legal Lot Number | 54 |
| Jurisdiction | YORK VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 51100 |
Source: York County records · APN G14A-0832-3641
Assessment roll updated June 16, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 405 COBBLE STONE, WILLIAMSBURG, VA 23185-5485 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 20, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 04, 2021 | Warranty Deed, Transfer · VA Mortgage TOWNE MORTGAGE |
| Mar 15, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on Record |
| Deed Sale | Jul 20, 2023 · Amount on Record |
| Prior Sale | May 04, 2021 · Amount on Record |
| Deed Document Number | 202310908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK VA |
| Recording Date | Jul 20, 2023 |
| Property Address | 405 COBBLE STONE, WILLIAMSBURG, VA 23185-5485 |
| Document Number | 0000010908 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 230010908 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 COBBLE STONE, WILLIAMSBURG, VA 23185-5485 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK VA |
| Recording Date | May 04, 2021 |
| Property Address | 405 COBBLE STONE, WILLIAMSBURG, VA 23185-5485 |
| Document Number | 0000008869 |
| Instrument Date | Apr 28, 2021 |
| Instrument | 210008869 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | LYTLE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 COBBLE STONE, WILLIAMSBURG, VA 23185-5485 |
| Document Number | 0000008870 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 210008870 |
| Name | TOWNE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK VA |
| Recording Date | Mar 15, 2019 |
| Property Address | 405 COBBLE STONE, WILLIAMSBURG, VA 23185-5485 |
| Document Number | 0000003775 |
| Instrument Date | Mar 01, 2019 |
| Instrument | 190003775 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 COBBLE STONE, WILLIAMSBURG, VA 23185-5485 |
| Document Number | 0000003778 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 190003778 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: York County records · Assessment roll updated June 16, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | York County |
| Unified School District | York County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,800 (+29.66%) Land $98,100 Building $271,700 | ||
| 2025 | $2,884.00 (+31.33%) | $369,800 (+29.66%) Land $98,100 Building $271,700 | |
| 2023 | $2,196.00 | $285,200 Land $90,100 Building $195,100 | $285,200 Land $90,100 Building $195,100 |
Source: FEMA National Flood Hazard Layer as of October 26, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Based on FCC filings for 418 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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