Effingham County property record for 407 Charles Ln, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,056 sqft · built 2014 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Apr 2009) |
| Tax Bill | $5,701 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 04700-009-000 |
| Primary APN | 04700-009-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 702 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20482 |
|---|---|
| Street Address | 407 CHARLES LN |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 5.00 AC |
| Legal Subdivision | CHARLES LANE-SAVH RIVER |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30206 |
407 Charles Ln is owned by two individuals who acquired it in June 2021.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 WYLLY RD, RINCON, GA 31326-3503 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2009 · Amount on File |
| Deed Sale | Apr 24, 2009 · Amount on File |
| Prior Sale | Sep 19, 2008 · Amount on File |
| Deed Document Number | 2009797 |
| Deed Book / Page | 1845 / 379 |
| Last Transfer Date | Jun 9, 2021 |
| Transfer Doc | 002708/872 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 9, 2021 |
| Property Address | 407 CHARLES LN, SPRINGFIELD, GA 31329 |
| Document Number | 002708/872 |
| Book / Page | 2708 / 872 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 2021-002407 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 WYLLY RD, RINCON, GA 31326-3503 |
The 2025 property tax bill for 407 Charles Ln was $5,701, up 199.3% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $54,800 (-68.83%) Land $32,598 Building $22,202 | $137,000 (-68.83%) Land $81,495 Building $55,505 | |
| 2025 | $5,701.00 (+199.27%) | $175,817 (+234.89%) Land $105,000 Building $70,817 | $439,542 (+234.89%) Land $262,500 Building $177,042 |
| 2024 | $1,905.00 | $52,500 Land $31,947 Building $20,553 | $131,250 Land $79,868 Building $51,382 |
| 2022 | $1,487.00 | $52,500 Land $52,500 | $131,250 Land $131,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 Charles Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Charles Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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