Effingham County property record for 389 Charles Ln, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 2014 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Jul 2021) |
| Tax Bill | $2,724 (2025) |
| Deeds & Mortgages | Jul 2021 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 04700-008-000 |
| Primary APN | 04700-008-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,008 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 108,900 sqft (2.5 acres) |
| Porch | Patio |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 20481 |
|---|---|
| Street Address | 389 CHARLES LN |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 2.503 AC E 1/2 LOT 4 |
| Legal Subdivision | CHARLES LANE-SAVH RIVER |
| Legal Lot Number | 4 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30206 |
389 Charles Ln is owned by an individual who bought it in July 2021.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2643 COURTHOUSE RD, GUYTON, GA 31312-5037 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2021 · Amount on File |
| Deed Sale | Jul 1, 2021 · Amount on File |
| Prior Sale | Sep 11, 1981 |
| Deed Document Number | 20212163 |
| Deed Book / Page | 2703 / 459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jul 1, 2021 |
| Property Address | 389 CHARLES LN, SPRINGFIELD, GA 31329 |
| Document Number | 002703/459 |
| Book / Page | 2703 / 459 |
| Instrument Date | Jul 1, 2021 |
| Instrument | 2021-002163 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2643 COURTHOUSE RD, GUYTON, GA 31312-5037 |
The 2025 property tax bill for 389 Charles Ln was $2,724, up 14.1% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,942 (-) Land $52,500 Building $32,442 | $212,356 (-) Land $131,250 Building $81,106 | |
| 2025 | $2,724.00 (+14.07%) | $84,942 (+6.12%) Land $52,500 Building $32,442 | $212,356 (+6.12%) Land $131,250 Building $81,106 |
| 2024 | $2,388.00 | $80,042 Land $52,500 Building $27,542 | $200,106 Land $131,250 Building $68,856 |
| 2022 | $2,170.00 | $94,725 Land $52,500 Building $42,225 | $236,812 Land $131,250 Building $105,562 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 389 Charles Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 389 Charles Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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