407 Challenge Rd, Raleigh, NC 27603 Property Records

Wake County property record for 407 Challenge Rd, Raleigh, NC 27603

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,956 sqft · built 2005
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$478,000 (Sep 2021)
Tax Bill	$5,688 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0699.02-68-9449-000`

Property Details

APN / Parcel Number

Primary APN	`0699.02-68-9449-000`
Alternative APNs	`0699.02-68-9449 0327380` `0699689449` `0327380`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,956 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	17,424 sqft (0.4 acres)
Garage Area	88 sqft
Porch	Open Porch
Porch Area	302 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0327380
Street Address	407 CHALLENGE RD
City	RALEIGH
State	NC
Zip	27603-5562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LO437 EAGLE RIDGE SUB PH5B SC1 BM2005-00
Legal Subdivision	EAGLE RIDGE SUB PH5B
Legal Phase	SC1
Legal Lot Number	437
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	4
Census Block	4004
Census Tract	53009

Owner

407 Challenge Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Wake County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	407 CHALLENGE RD, RALEIGH, NC 27603-5562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP INC
Sep 23, 2021	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 23, 2021	Warranty Deed, Transfer
Aug 19, 2019	Deed of Trust, Mortgage · Conventional with PMI CORPORATE INVTRS MTG
Jan 30, 2019	Deed of Trust, Mortgage · Conventional with PMI CORPORATE INVTRS MTG
Jun 20, 2018	Quit Claim Deed, Mortgage · Conventional with PMI CORPORATE INVTRS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on File
Deed Sale	Sep 23, 2021 · Amount on File
Prior Sale	Sep 23, 2021 · Amount on File
Prior Transfer Date	Jun 11, 2018
Prior Transfer Doc	17160/2474
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	407 CHALLENGE RD, RALEIGH, NC 27603-5562
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017897/654
Date	Jun 3, 2020
Book Page	17897/654

Lender

Name	CORPORATE INVESTORS MORTGAGE GROUP INC
Type	Mortgage Company
Address	ALTAVISTA, VA 24517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 23, 2021
Property Address	407 CHALLENGE RD, RALEIGH, NC 27603-5562
Document Number	18711/2710
Book / Page	18711 / 2710
Map Reference	MB 2005 PG 40-42
Instrument Date	Sep 23, 2021
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$956.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2707 N 118TH ST, 2707, OMAHA, NE 68164-9672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CHALLENGE RD, RALEIGH, NC 27603-5562

Mortgage

Document Number	0187112712
Date	Sep 23, 2021
Instrument	18711/2712

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Sep 23, 2021
Property Address	407 CHALLENGE RD, RALEIGH, NC 27603-5562
Document Number	18711/2707
Book / Page	18711 / 2707
Map Reference	MB 2005 PG 40-42
Instrument Date	Sep 23, 2021
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Tax	$956.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	407 CHALLENGE RD, 407, RALEIGH, NC 27603-5562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 N 118TH ST, OMAHA, NE 68164-9672
Investor	Possibly a Property Investor

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	407 CHALLENGE RD, RALEIGH, NC 27603-5562
Document Number	175500520
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CHALLENGE RD RALEIGH NC 276035562, RALEIGH, NC 27603-5562

Mortgage

Document Number	175500520
Date	Aug 23, 2019
Book Page	017550/000520

Lender

Name	CORPORATE INVTRS MTG
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	407 CHALLENGE RD, RALEIGH, NC 27603-5562
Document Number	173530001
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CHALLENGE RD RALEIGH NC 276035562, RALEIGH, NC 27603-5562

Mortgage

Document Number	173530001
Date	Feb 4, 2019
Book Page	017353/000001

Lender

Name	CORPORATE INVTRS MTG
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2049

June 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	Jun 20, 2018
Property Address	407 CHALLENGE RD, RALEIGH, NC 27603-5562
Document Number	171602474
Book / Page	017160 / 002474
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CHALLENGE RD RALEIGH NC 276035562, RALEIGH, NC 27603-5562

Mortgage

Document Number	171602477
Date	Jun 20, 2018
Book Page	017160/002477

Lender

Name	CORPORATE INVTRS MTG
Type	Mortgage Company
Address	CHAPEL HILL, NC 27517

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 407 Challenge Rd was $5,688.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,688.00	$546,612 Land $112,500 Building $434,112	$546,612 Land $112,500 Building $434,112
2023	$4,610.00	$357,503 Land $71,500 Building $286,003	$357,503 Land $71,500 Building $286,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Challenge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Challenge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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