403 Challenge Rd, Raleigh, NC 27603 Property Records

Wake County property record for 403 Challenge Rd, Raleigh, NC 27603

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,662 sqft · built 2011
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (May 2026)
Tax Bill	$5,772 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0699.02-68-9381-000`

Property Details

APN / Parcel Number

Primary APN	`0699.02-68-9381-000`
Alternative APNs	`0699.02-68-9381 0327382` `0699689381` `0327382`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,662 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	13,504 sqft (0.31 acres)
Garage Area	506 sqft
Porch	Open Porch
Porch Area	370 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0327382
Street Address	403 CHALLENGE RD
City	RALEIGH
State	NC
Zip	27603-5562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LO439 EAGLE RIDGE SUB PH5B SE1 BM2005-00
Legal Subdivision	EAGLE RIDGE SUB PH5B
Legal Phase	SE1
Legal Lot Number	439
Jurisdiction	WAKE NC
Township / Civil Division	PANTHER BRANCH
Census Block Group	4
Census Block	4004
Census Tract	53009

Owner

Source: Wake County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 CHALLENGE RD, RALEIGH, NC 27603-5562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES MORTGAGE INC
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT
Jan 27, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Jan 27, 2022 · Amount on Record
Deed Document Number	202656434
Deed Book / Page	20235 / 1052
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 21, 2026
Property Address	403 CHALLENGE RD, RALEIGH, NC 27603-5562
Document Number	20235/1052
Book / Page	20235 / 1052
Instrument Date	May 19, 2026
Instrument	202656434
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	403 CHALLENGE RD, RALEIGH, NC 27603-5562

Mortgage

Document Number	0000056435,
Date	May 21, 2026
Instrument	202656435

Lender

Name	EQUITY RESOURCES MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	May 21, 2026
Property Address	403 CHALLENGE RD, RALEIGH, NC 27603-5562
Document Number	0000056434
Book / Page	20235 / 1052
Instrument Date	May 19, 2026
Instrument	202656434
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	403 CHALLENGE RD, RALEIGH, NC 27603-5562

Mortgage

Document Number	0000056435,
Date	May 21, 2026
Instrument	202656435

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jan 27, 2022
Property Address	403 CHALLENGE RD, RALEIGH, NC 27603-5562
Document Number	18896/1050
Book / Page	18896 / 1050
Map Reference	MB 2005 PG 40-42
Instrument Date	Jan 27, 2022
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	MASTER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,061.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 MOSS CREEK PL, 159, FUQUAY VARINA, NC 27526-3512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 CHALLENGE RD, RALEIGH, NC 27603-5562

Mortgage

Document Number	0188961052
Date	Jan 27, 2022
Instrument	18896/1052

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,772.00 (+23.2%)	$554,698 (+52.65%) Land $112,500 Building $442,198	$554,698 (+52.65%) Land $112,500 Building $442,198
2023	$4,685.00	$363,380 Land $71,500 Building $291,880	$363,380 Land $71,500 Building $291,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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