407 Cashmere Ln, Everson, WA 98247 Property Records

Whatcom County property record for 407 Cashmere Ln, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,172 sqft · built 1990
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$520,500 (Jul 2026)
Tax Bill	$3,318 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`390301-303474-0000`

Property Details

APN / Parcel Number

Primary APN	`390301-303474-0000`
Alternative APNs	`100440` `536658`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Metal
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Porch Area	48 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	100440
Street Address	407 CASHMERE LN
City	EVERSON
State	WA
Zip	98247-8723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	SABLE TERRACE DIV NO 3 LOT 1
Legal Range	03
Legal Township	39
Legal Section	01
Legal Subdivision	SABLE TERRACE DIV NO 3
Legal Block	2
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2002
Census Tract	10702

Owner

407 Cashmere Ln is owned and occupied by two individuals who bought it in July 2026.

Source: Whatcom County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	407 CASHMERE LN, EVERSON, WA 98247-8723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Nov 21, 2016 · Amount on File
Deed Document Number	2026071241
Prior Transfer Date	Mar 16, 2009
Prior Transfer Doc	0000303509
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 15, 2026
Property Address	407 CASHMERE LN, EVERSON, WA 98247-8723
Document Number	0000001241
Instrument Date	Jul 14, 2026
Instrument	20261241
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841,633.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CASHMERE LN, EVERSON, WA 98247-8723
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001242,
Date	Jul 15, 2026
Instrument	2026071242

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 407 Cashmere Ln was $3,318.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,318.00	$373,287 Land $188,100 Building $185,187	$373,287 Land $188,100 Building $185,187
2022		$363,176 Land $131,852 Building $231,324	$363,176 Land $131,852 Building $231,324
2021	$3,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 407 Cashmere Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 407 Cashmere Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERSON serves 3,893 people · EPA ID WA5324200
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20