Whatcom County property record for 405 Cashmere Ln, Everson, WA 98247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,072 sqft · built 1992 |
| Lot Size | 0.245 acres (10,698 sqft) |
| Owner | Individual Name on File |
| Last Sale | $371,500 (Dec 2020) |
| Tax Bill | $3,180 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 576409 |
| Primary APN | 576409 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,072 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,698 sqft (0.245 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 144 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 576409 |
|---|---|
| Street Address | 405 CASHMERE LN |
| City | EVERSON |
| State | WA |
| Zip | 98247-8723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SABLE TERRACE DIV NO 3 LOT 2 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 01 |
| Legal Subdivision | SABLE TERRACE |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10702 |
405 Cashmere Ln is owned and occupied by an individual who bought it in December 2020.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 CASHMERE LN, EVERSON, WA 98247-8723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2020 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| May 31, 2019 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on File |
| Deed Sale | Dec 21, 2020 · Amount on File |
| Prior Sale | May 31, 2019 · Amount on File |
| Deed Document Number | 2020-1203857 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 21, 2020 |
| Property Address | 405 CASHMERE LN, EVERSON, WA 98247-8723 |
| Document Number | 2201203857 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 1203857 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,949.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 CASHMERE LN EVERSON WA 982478723, EVERSON, WA 98247-8723 |
| Document Number | 2201203858 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 1203858 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 405 CASHMERE LN, EVERSON, WA 98247-8723 |
| Document Number | 2200604799 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 405 CASHMERE LN EVERSON WA 982478723, EVERSON, WA 98247-8723 |
| Document Number | 2200604799 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 604799 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 31, 2019 |
| Property Address | 405 CASHMERE LN, EVERSON, WA 98247-8723 |
| Document Number | 2190503463 |
| Instrument Date | May 7, 2019 |
| Instrument | 503463 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,024.60 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 408 CASCADE WAY LYNDEN WA 982641016, LYNDEN, WA 98264-1016 |
| Document Number | 2190503464 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 503464 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 30, 2049 |
The 2025 property tax bill for 405 Cashmere Ln was $3,180.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Everson City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,180.00 | $346,137 Land $188,100 Building $158,037 | $346,137 Land $188,100 Building $158,037 |
| 2022 | $306,312 Land $131,852 Building $174,460 | $306,312 Land $131,852 Building $174,460 | |
| 2021 | $2,570.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Cashmere Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1983–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 Cashmere Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EVERSON serves 3,893 people · EPA ID WA5324200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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