Osceola County property record for 407 California Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1989 |
| Square Footage | 882 sqft Heated Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2023) |
| Tax Bill | $1,905.00 (2025) |
| Primary APN | 0126300001038400O0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 882 sqft Heated Area |
| Gross Area | 1,158 sqft Gross Area |
| 1st Floor | 672 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Builtup (layered Asphalt) Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 138 ft x 62 ft Depth x Width |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 288 sqft Shed |
| Patio Area | 80 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 416 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 79725 |
|---|---|
| Street Address | 407 CALIFORNIA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2607 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE SHORE PARK UNIT 1 PB 1 PG 414 BLK 384 LOT O |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 384 |
| Legal Lot Number | O |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3034 |
| Census Tract | 43400 |
Source: Osceola County records · APN 0126300001038400O0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 407 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 06, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 07, 2023 · Amount on Record |
| Deed Sale | Jun 07, 2023 · Amount on Record |
| Prior Sale | Jun 06, 2018 · Amount on Record |
| Deed Doc Number | 0000642136 |
| Deed Book / Page | 6421 / 36 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 07, 2023 |
| Property Address | 407 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607 |
| Document Number | 0064210036 |
| Book / Page | 6421 / 36 |
| Map Reference | MB 1 PG 366 |
| Instrument Date | Jun 07, 2023 |
| Instrument | 2023073619 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2023 |
| Title Company | NOT AVAILABLE, ROSEMONT TITLE INS AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3769 MOON DANCER PL, SAINT CLOUD, FL 34772-8245 |
| Name | Verified Name |
|---|---|
| Address | 407 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607 |
| Document Number | 0000642138 |
|---|---|
| Date | Jun 07, 2023 |
| Instrument | 6421/38 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 407 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 407 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607 |
| Document Number | 0058892667 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 5889/2667 |
| Instrument | 2021020436 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 06, 2018 |
| Property Address | 407 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607 |
| Document Number | 0053452870 |
| Book / Page | 5345 / 2870 |
| Map Reference | MB1 PG366 |
| Instrument Date | Jun 06, 2018 |
| Instrument | 2018087744 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,036.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3780 FOUNTAINBLEU BLVD, 3780, KISSIMMEE, FL 34746-3224 |
| Name | Verified Name |
|---|---|
| Address | 407 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607 |
| Document Number | 2018087745 |
|---|---|
| Date | Jun 06, 2018 |
| Instrument | 2018087745 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,905.00 (+160.25%) Homeowner's exemption | $149,323 (+80.33%) | $249,200 (+18.1%) Land $55,000 Building $194,200 |
| 2023 | $732.00 (+6.24%) Homeowner's exemption | $82,806 (+3%) | $211,000 (+10.18%) Land $34,000 Building $177,000 |
| 2022 | $689.00 Homeowner's exemption | $80,395 | $191,500 Land $30,600 Building $160,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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