Osceola County property record for 401 California Ave, Saint Cloud, FL 34769 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 985 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $173,000 (2018) |
| Tax Bill | $2,409.00 (2024) |
| Primary APN | 01-26-30-0001-0384-00P0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 985 sqft Living Area |
| Gross Area | 1,474 sqft Gross Area |
| 1st Floor | 815 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 138 ft x 62.5 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 210 sqft Garage |
| Carport | Carport |
| Carport Area | 210 sqft Carport |
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Porch Area | 379 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 401 CALIFORNIA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2607 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE SHORE PARK UNIT 1 PB 1 PG 414 BLK 384 LOT P |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 384 |
| Legal Lot Number | P |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3034 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0384-00P0
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 02, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Mar 15, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 15, 2018 · Amount on Record |
| Deed Sale | Mar 15, 2018 · Amount on Record |
| Prior Sale | May 28, 2014 · Amount on Record |
| Deed Doc Number | 201843161 |
| Deed Book / Page | 5302 / 751 |
| Last Transfer Date | Feb 17, 2022 |
| Transfer Doc | 0061611877 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 02, 2022 |
| Property Address | 401 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607 |
| Document Number | 0061611877 |
| Book / Page | 6161 / 1877 |
| Map Reference | MB 1 PG 366 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2022033401 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 401 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607 |
| Document Number | 0061611864 |
|---|---|
| Date | Mar 02, 2022 |
| Instrument | 6161/1864 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 15, 2018 |
| Property Address | 401 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607 |
| Document Number | 0053020751 |
| Book / Page | 5302 / 0751 |
| Map Reference | MB1 PG366 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 2018043161 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | A CLEAR CHOICE TITLE & ESCRO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,211.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1105 DEAN ST, 1105, SAINT CLOUD, FL 34771-4813 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 401 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607 |
| Document Number | 2018043162 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 2018043162 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,497.00 (+3.65%) Homeowner's exemption | $182,424 (+5.99%) | $277,500 (+16.94%) Land $55,000 Building $222,500 |
| 2024 | $2,409.00 (+2.95%) | ||
| 2023 | $2,340.00 (+3.91%) Homeowner's exemption | $172,120 (+3%) | $237,300 (+10.22%) Land $34,000 Building $203,300 |
| 2022 | $2,252.00 Homeowner's exemption | $167,107 | $215,300 Land $30,600 Building $184,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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