Monroe County property record for 404 Cactus Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,688 sqft · built 1973 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $203,000 (Mar 2022) |
| Tax Bill | $4,818 (2024) |
| Deeds & Mortgages | Mar 2022 Document |
| Flood Zone | Zone AE (high risk) |
| APN | 00138300-000000 |
| Primary APN | 00138300-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Covered |
| Garage Area | 324 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 372 sqft |
| Deck Area | 60 sqft |
| Patio Area | 781 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1172499 |
|---|---|
| Street Address | 404 CACTUS DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | KEY HAVEN SEVENETH ADDN PB5-53 LOT 2 & WLY 20 LOT 3 BLK 3 OR524-878 OR1141-1452 OR1483-184 OR1990-1086 OR3164-1459 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 26 |
| Legal Subdivision | KEY HAVEN 7TH ADD |
| Legal Block | 3 |
| Legal Lot Number | 2,3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 971800 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 CACTUS DR, KEY WEST, FL 33040-6213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2022 · Amount on Record |
| Deed Sale | Mar 30, 2022 · Amount on Record |
| Prior Sale | Mar 30, 2004 · Amount on Record |
| Deed Document Number | 20222368392 |
| Deed Book / Page | 3164 / 1459 |
| Prior Transfer Date | Mar 21, 2022 |
| Prior Transfer Doc | 0031641459 |
| Record Updated | Oct 29, 2026 |
| Jurisdiction | MONROE FL |
|---|---|
| Recording Date | Mar 30, 2022 |
| Property Address | 404 CACTUS DR, KEY WEST, FL 33040-6213 |
| Document Number | 0031641459 |
| Book / Page | 3164 / 1459 |
| Map Reference | MB 5 PG 53 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 2368392 |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 1417 PINE ST, 1417, KEY WEST, FL 33040-7244 |
| Name | Verified Name |
|---|---|
| Address | 404 CACTUS DR, KEY WEST, FL 33040-6213 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $564,108 (-56.7%) | $1,486,800 (+14.12%) Land $1,166,880 Building $319,920 | |
| 2024 | $4,818.00 (-58.03%) | ||
| 2023 | $11,480.00 (+156.25%) | $1,302,856 (+152.13%) Land $999,600 Building $303,256 | $1,302,856 (+24.7%) Land $999,600 Building $303,256 |
| 2022 | $4,480.00 Homeowner's exemption | $516,741 | $1,044,827 Land $734,400 Building $310,427 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 363 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 25 condo units |
| Nearby Flood Claims | 402 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures