407 Buttonwoods Rd, Elkton, MD 21921 Property Records

Cecil County property record for 407 Buttonwoods Rd, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,612 sqft · built 2000
Lot Size	0.068 acres (2,962 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Mar 2022)
Tax Bill	$3,614 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-094588`

Property Details

APN / Parcel Number

Primary APN	`03-094588`
Alternative APNs	`3094588` `094588`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,612 sqft Total Area
Basement Area	630 sqft
Finished Basement	630 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,962 sqft (0.068 acres)
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	094588
Street Address	407 BUTTONWOODS RD
City	ELKTON
State	MD
Zip	21921-6521
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 30 - .0688 ACRE 407 BUTTONWOODS ROAD THE COURTS
Legal Subdivision	VILLAGES SOUTHFIELDS
Legal Lot Number	30
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1014
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	161 MANCHESTER DR, RISING SUN, MD 21911-1714
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 3, 2020	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on File
Deed Sale	Mar 17, 2022 · Amount on File
Prior Sale	Sep 3, 2020 · Amount on File
Deed Book / Page	5126 / 432
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Mar 17, 2022
Property Address	407 BUTTONWOODS RD, ELKTON, MD 21921-6521
Document Number	0051260432
Book / Page	5126 / 432
Map Reference	CAB 565 FO 1029
Instrument Date	Mar 10, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	161 MANCHESTER DR, RISING SUN, MD 21911-1714

Mortgage

Document Number	0005126436
Date	Mar 17, 2022
Instrument	5126/436

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Sep 3, 2020
Property Address	407 BUTTONWOODS RD, ELKTON, MD 21921-6521
Document Number	0046730235
Book / Page	4673 / 235
Map Reference	LB PC565 FO 1029
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ARDENT TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	407 BUTTONWOODS RD, ELKTON, MD 21921-6521

Mortgage

Document Number	0004673239
Date	Sep 3, 2020
Instrument	4673/239

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,614.00 (+9.02%)	$210,133 (+23.95%)	$228,600 (+31.99%) Land $60,000 Building $168,600
2025	$3,315.00 (+47.4%)
2023	$2,249.00	$169,533	$173,200 Land $38,000 Building $135,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

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