402 Buttonwoods Rd, Elkton, MD 21921 Property Records

Cecil County property record for 402 Buttonwoods Rd, Elkton, MD 21921

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,292 sqft · built 1999
Lot Size0.045 acres (1,960 sqft)
Owner2 Individual Names on Record
Last Sale$123,658 (Oct 1999)
Tax Bill$2,671 (2026)
Deeds & MortgagesDec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-094642

Property Details

APN / Parcel Number

Primary APN03-094642
Alternative APNs
  • 3094642
  • 094642

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,292 sqft Total Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,960 sqft (0.045 acres)
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number094642
Street Address402 BUTTONWOODS RD
CityELKTON
StateMD
Zip21921-6516
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLOT 25 - .0459 ACRE 402 BUTTONWOODS ROAD THE COURTS
Legal SubdivisionVILLAGES SOUTHFIELDS
Legal Lot Number25
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group1
Census Block1014
Census Tract30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address402 BUTTONWOODS RD, ELKTON, MD 21921-6516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 1999 · Amount on Record
Deed SaleOct 6, 1999 · Amount on Record
Deed Document Number1999247053
Deed Book / Page844 / 150
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address402 BUTTONWOODS RD, ELKTON, MD 21921-6516
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyCOVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 BUTTONWOODS RD, ELKTON, MD 21921-6516

Mortgage

Document Number0050640321
DateDec 22, 2021
Book Page5064/321
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term326 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,671.00 (+5.32%) Homeowner's exemption$168,567 (+24.53%)$183,600 (+32.56%) Land $60,000 Building $123,600
2025$2,536.00 (+53.23%) Homeowner's exemption
2023$1,655.00 Homeowner's exemption$135,367$138,500 Land $38,000 Building $100,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims5 (2003–2024)
Claims Outside the SFHA3 of 5
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: IQ Fiber, Verizon.

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