400 Bruce St, Bridgewater, VA 22812 Property Records

Rockingham County property record for 400 Bruce St, Bridgewater, VA 22812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,054 sqft · built 1963
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (Jun 2026)
Tax Bill	$1,552 (2026)
Deeds & Mortgages	Jun 2026 Sale
Flood Zone	Zone X (reduced by levee)
APN	`122A1-(10)-L48.5`

Property Details

APN / Parcel Number

Primary APN	`122A1-(10)-L48.5`
Alternative APNs	`R11138` `11138`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,054 sqft Living Area
Gross Area	1,456 sqft
Basement Area	263 sqft
Finished Basement	263 sqft
Unfinished Basement	100 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R11138
Street Address	400 BRUCE ST
City	BRIDGEWATER
State	VA
Zip	22812-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MORRIS ADD L 48 1/2
Legal Subdivision	MORRIS
Legal Lot Number	48
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1024
Census Tract	11500

Owner

400 Bruce St is owned and occupied by an individual who bought it in June 2026.

Source: Rockingham County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	400 BRUCE ST, BRIDGEWATER, VA 22812-1412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Deed Document Number	202612300
Deed Book / Page	6057 / 613
Record Updated	Sep 20, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Jun 5, 2026
Property Address	400 BRUCE ST, BRIDGEWATER, VA 22812-1412
Document Number	0000012300
Book / Page	6057 / 613
Instrument Date	Jun 5, 2026
Instrument	202612300
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$36,349.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	400 BRUCE ST, BRIDGEWATER, VA 22812-1412

Tax Assessment & Valuation

The 2026 property tax bill for 400 Bruce St was $1,552, up 9.9% from the year before.

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Bridgewater Town
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,552.00 (+9.92%)	$235,160 (+13.22%) Land $62,500 Building $172,660	$235,160 Land $62,500 Building $172,660
2025	$1,412.00	$207,700 Land $45,000 Building $162,700
2022			$207,700 Land $45,000 Building $162,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 400 Bruce St in Zone X, where a levee reduces flood risk, though there have been 29 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	29 (1985–2023)
Claims Outside the SFHA	6 of 29
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 400 Bruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BRIDGEWATER serves 6,177 people · EPA ID VA2165045
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20