Craven County property record for 407 Bobcat Cir, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,128 sqft · built 1985 |
| Lot Size | 0.309 acres (13,473 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,500 (Jan 2019) |
| Tax Bill | $1,410 (2026) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-047-2-007 |
| Primary APN | 6-047-2-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,473 sqft (0.309 acres) |
| Storage Building | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 123859 |
|---|---|
| Street Address | 407 BOBCAT CIR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-9639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7 WOLF CREEK |
| Legal Subdivision | WOLF CREEK |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 961102 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 BOBCAT CIR, HAVELOCK, NC 28532-9639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jan 25, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2019 · Amount on Record |
| Deed Sale | Jan 25, 2019 · Amount on Record |
| Deed Document Number | 201910032830 |
| Deed Book / Page | 3559 / 475 |
| Prior Transfer Date | Jan 16, 2007 |
| Prior Transfer Doc | 2557/0566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 407 BOBCAT CIR, HAVELOCK, NC 28532-9639 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 003759/955 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 3759/955 |
| Instrument | 10110803 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jan 25, 2019 |
| Property Address | 407 BOBCAT CIR, HAVELOCK, NC 28532-9639 |
| Document Number | 3559/475 |
| Book / Page | 3559 / 475 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 10032830 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 BOBCAT CIR, HAVELOCK, NC 28532-9639 |
| Document Number | 003559/478 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 3559/478 |
| Instrument | 10032831 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,410.00 (+2.47%) | $160,580 (-) Land $45,000 Building $115,580 | $160,580 (-) Land $45,000 Building $115,580 |
| 2025 | $1,376.00 (-26.26%) | $160,580 (-) Land $45,000 Building $115,580 | $160,580 (-) Land $45,000 Building $115,580 |
| 2023 | $1,866.00 (+22.04%) | $160,580 (+25.7%) Land $45,000 Building $115,580 | $160,580 (+25.7%) Land $45,000 Building $115,580 |
| 2022 | $1,529.00 | $127,750 Land $45,000 Building $82,750 | |
| 2018 | $127,750 Land $45,000 Building $82,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (2011–2018) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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