Craven County property record for 403 Bobcat Cir, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 792 sqft · built 1985 |
| Lot Size | 0.158 acres (6,879 sqft) |
| Owner | Individual Name on File |
| Last Sale | $60,000 (May 1993) |
| Tax Bill | $1,902 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-047-2-009 |
| Primary APN | 6-047-2-009 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,879 sqft (0.158 acres) |
| Garage Type | Attached |
| Storage Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 11890 |
|---|---|
| Street Address | 403 BOBCAT CIR |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-9639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9 WOLF CREEK |
| Legal Subdivision | WOLF CREEK |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 961102 |
403 Bobcat Cir is owned and occupied by an individual who bought it in May 1993.
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 BOBCAT CIR, HAVELOCK, NC 28532-9639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 1993 · Amount on File |
| Deed Sale | May 14, 1993 · Amount on File |
| Deed Book / Page | 1363 / 561 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 403 Bobcat Cir was $1,902, up 2.8% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,902.00 (+2.76%) | $153,170 (+0.29%) Land $45,000 Building $108,170 | $153,170 (+0.29%) Land $45,000 Building $108,170 |
| 2025 | $1,851.00 | $152,730 Land $45,000 Building $107,730 | $152,730 Land $45,000 Building $107,730 |
| 2023 | $1,777.00 | $152,730 Land $45,000 Building $107,730 | $152,730 Land $45,000 Building $107,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Bobcat Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 6 (2011–2018) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Bobcat Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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