Louisville/Jefferson County Metro Government property record for 407 Bermuda Way, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,659 sqft · built 1973 |
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $241,000 (Jul 2020) |
| Tax Bill | $2,689 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21162600450000 |
| Primary APN | 21162600450000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,659 sqft Finished Area |
| Basement Area | 1,323 sqft |
| Finished Basement | 1,323 sqft |
| Flooring | Covered |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,409 sqft (0.216 acres) |
| Lot Dimensions | 135 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00066754 |
|---|---|
| Street Address | 407 BERMUDA WAY |
| City | MIDDLETOWN |
| State | KY |
| Zip | 40243-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7-RESIDENTIAL MULTI-FAMI |
| Legal Description | LOT 45 STARVIEW ESTATES, PB 28 PG 91; 0.2160 AC+/-, 70 X 135 |
| Legal Subdivision | VIEW ESTATES |
| Legal Lot Number | 45 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | EAST JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 10406 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 BERMUDA WAY, LOUISVILLE, KY 40243-1509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BK&TR |
| May 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LNDG |
| Jan 4, 2018 | Deed of Trust, Mortgage · Line of Credit PARK CMNTY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on Record |
| Deed Sale | Jul 2, 2020 · Amount on Record |
| Prior Sale | May 25, 2018 · Amount on Record |
| Deed Document Number | 11129866 |
| Deed Book / Page | 11724 / 826 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Jul 2, 2020 |
| Property Address | 407 BERMUDA WAY, MIDDLETOWN, KY 40243-1509 |
| Document Number | 0117240826 |
| Book / Page | 011724 / 000826 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 126792 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE GRP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $241.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 BERMUDA WAY LOUISVILLE KY 402431509, LOUISVILLE, KY 40243-1509 |
| Document Number | 166400829 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 016640/000829 |
| Instrument | 126793 |
| Name | REPUBLIC BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | May 25, 2018 |
| Property Address | 407 BERMUDA WAY, MIDDLETOWN, KY 40243-1509 |
| Document Number | 0111580618 |
| Book / Page | 011158 / 000618 |
| Instrument Date | May 23, 2018 |
| Instrument | 121145 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 BERMUDA WAY LOUISVILLE KY 402431509, LOUISVILLE, KY 40243-1509 |
| Document Number | 155360388 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 015536/000388 |
| Instrument | 121146 |
| Name | HOMESERVICES LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 407 BERMUDA WAY, MIDDLETOWN, KY 40243-1509 |
| Document Number | 0153800570 |
| Book / Page | 015380 / 000570 |
| Instrument Date | Jan 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 BERMUDA WAY LOUISVILLE KY 402431509, LOUISVILLE, KY 40243-1509 |
| Document Number | 0153800570 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 015380/000570 |
| Instrument | 10864 |
| Name | PARK CMNTY CU |
|---|---|
| Address | LOUISVILLE, KY 40299 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,689.00 (-3.62%) | $241,000 (-) Land $30,000 Building $211,000 | |
| 2024 | $241,000 (-) Land $30,000 Building $211,000 | ||
| 2023 | $2,790.00 (-0.36%) | $241,000 (-) Land $30,000 Building $211,000 | $241,000 (-) Land $30,000 Building $211,000 |
| 2022 | $2,800.00 | $241,000 Land $30,000 Building $211,000 | $241,000 Land $30,000 Building $211,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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