407 Beach Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 407 Beach Dr, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,400 sqft · built 1964
Lot Size0.591 acres (25,726 sqft)
Owner2 Individual Names on Record
Last Sale$503,000 (Aug 2024)
Tax Bill$7,415 (2025)
Deeds & MortgagesFeb 2021 Transfer
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN02-412-90000415

Property Details

APN / Parcel Number

Primary APN02-412-90000415
Alternative APNs
  • 2-412-90000415
  • 41290000415

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,400 sqft Living Area
Gross Area1,960 sqft
1st Floor Area1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area25,726 sqft (0.591 acres)
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number41290000415
Street Address407 BEACH DR
CityANNAPOLIS
StateMD
Zip21403-3906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLTS 20 21 BK F SC 2 HILLSMERE ESTATES
Legal SubdivisionHILLSMERE ESTATES
Legal BlockF
Legal Lot Number20
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1006
Census Tract702601

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address407 BEACH DR, ANNAPOLIS, MD 21403-3906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2021Intrafamily Transfer, Transfer
Jul 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2024 · Amount on Record
Deed SaleAug 13, 2024 · Amount on Record
Deed Book / Page40645 / 51
Prior Transfer DateOct 28, 2020
Prior Transfer Doc0361150409
Record UpdatedOct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateFeb 9, 2021
Property Address407 BEACH DR, ANNAPOLIS, MD 21403-3906
Document Number0361150409
Book / Page36115 / 409
Map ReferenceMB 23 PG 36
Instrument DateOct 28, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address407 BEACH DR, ANNAPOLIS, MD 21403-3906

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address407 BEACH DR, ANNAPOLIS, MD 21403-3906
Document Number0312470307
Book / Page031247 / 000307
Instrument DateJul 12, 2017
Transaction TypeMortgage
Record UpdatedOct 10, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 BEACH DR ANNAPOLIS MD 214033906, ANNAPOLIS, MD 21403-3906

Mortgage

Document Number0312470307
DateAug 14, 2017
Book Page031247/000307
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$603,800 (+4.02%) Land $416,400 Building $187,400$603,800 (-) Land $416,400 Building $187,400
2025$7,415.00 (+4.42%)$580,467 (+8.74%)$603,800 (+13.11%) Land $416,400 Building $187,400
2024$7,101.00 (+21.82%)
2023$5,829.00$533,800 Land $416,400 Building $117,400$533,800 Land $416,400 Building $117,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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