Anne Arundel County property record for 403 Beach Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,554 sqft · built 1960 |
| Lot Size | 0.275 acres (11,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,280 (Mar 2004) |
| Tax Bill | $4,021 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-412-02485300 |
| Primary APN | 02-412-02485300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,554 sqft Living Area |
| 1st Floor Area | 1,554 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 11,973 sqft (0.275 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 220 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Sewer | Municipal |
| Account Number | 41202485300 |
|---|---|
| Street Address | 403 BEACH DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 23 BK F SC 2 PL 1 HILLSMERE ESTATES |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | F |
| Legal Lot Number | 23 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 702601 |
Source: Anne Arundel County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 BEACH DR, ANNAPOLIS, MD 21403-3906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit NEWREZ LLC |
| May 25, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NEWREZ LLC |
| Nov 25, 2017 | Deed of Trust, Mortgage · Conventional with PMI CAPITAL ONE NA |
| Nov 16, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2004 · Amount on Record |
| Deed Sale | Mar 24, 2004 · Amount on Record |
| Prior Sale | Nov 19, 2003 · Amount on Record |
| Deed Document Number | 20043751 |
| Deed Book / Page | 14562 / 700 |
| Last Transfer Date | Mar 20, 2021 |
| Transfer Doc | 0368420446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 2, 2026 |
| Property Address | 403 BEACH DR, ANNAPOLIS, MD 21403-3906 |
| Document Number | 4240000479 |
| Book / Page | 42401 / 479 |
| Instrument Date | May 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | COVIUS SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 403 BEACH DR, ANNAPOLIS, MD 21403-3906 |
| Document Number | 4240000479, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 42401/479 |
| Name | NEWREZ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 25, 2021 |
| Property Address | 403 BEACH DR, ANNAPOLIS, MD 21403-3906 |
| Document Number | 0368420446 |
| Book / Page | 36842 / 446 |
| Map Reference | MB 23 FO 36 |
| Instrument Date | Mar 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 403 BEACH DR, ANNAPOLIS, MD 21403-3906 |
| Document Number | 0036842451 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 36842/451 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 311 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 403 BEACH DR, ANNAPOLIS, MD 21403-3906 |
| Document Number | 0316240061 |
| Book / Page | 031624 / 000061 |
| Instrument Date | Nov 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | STEWART LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 BEACH DR ANNAPOLIS MD 214033906, ANNAPOLIS, MD 21403-3906 |
| Document Number | 0316240061 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 031624/000061 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Funding / Finance Company |
| Address | PLANO, TX 75024 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 16, 2017 |
| Property Address | 403 BEACH DR, ANNAPOLIS, MD 21403-3906 |
| Document Number | 0315710428 |
| Book / Page | 031571 / 000428 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 403 BEACH DR ANNAPOLIS MD 214033906, ANNAPOLIS, MD 21403-3906 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $448,500 (+5.89%) Land $243,900 Building $204,600 | $448,500 (-) Land $243,900 Building $204,600 | |
| 2025 | $4,021.00 (+3.18%) Homeowner's exemption | $423,567 (+13.34%) | $448,500 (+20.02%) Land $243,900 Building $204,600 |
| 2024 | $3,897.00 (+27.48%) | ||
| 2023 | $3,057.00 Homeowner's exemption | $373,700 Land $243,900 Building $129,800 | $373,700 Land $243,900 Building $129,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1979–2014) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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