Volusia County property record for 407 Ann St, Edgewater, FL 32132
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,040 sqft · built 2004 |
| Lot Size | 0.145 acres (6,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,500 (Dec 2024) |
| Tax Bill | $3,338 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7432-05-00-1290 |
| Primary APN | 7432-05-00-1290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,300 sqft (0.145 acres) |
| Lot Dimensions | 100 ft deep x 63 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 148 sqft |
| Deck Area | 44 sqft |
| Patio Area | 354 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3846427 |
|---|---|
| Street Address | 407 ANN ST |
| City | EDGEWATER |
| State | FL |
| Zip | 32132-2162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07R3 |
| Legal Description | LOT 129 EDGEWATER ACRES NO 4 MB 19 PG 162 PER OR 5167 PG 3780 PER OR 5344 PG 1270 PER OR 6774 PG 4574 PER OR 6832 PGS 3831-3834 INC PER OR 6832 PGS 3835-3836 PER OR 6933 PG 0485 PER OR 7054 PG 2077 PER OR 7299 PG 3628 PER OR 7299 PG 3632 PER OR 7339 |
| Legal Range | 34E |
| Legal Township | 17S |
| Legal Section | 32 |
| Legal Subdivision | EDGEWATER ACRES NO 4 MB |
| Legal Tract | 05 |
| Legal Lot Number | 129 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NEW SMYRNA BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 83009 |
407 Ann St is owned and occupied by an individual who bought it in December 2024.
Source: Volusia County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 ANN ST, EDGEWATER, FL 32132-2162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 8, 2018 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Jun 28, 2017 | Warranty Deed, Transfer OMEGA TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on File |
| Deed Sale | Dec 27, 2024 · Amount on File |
| Prior Sale | Feb 8, 2018 · Amount on File |
| Deed Document Number | 2024245665 |
| Deed Book / Page | 8648 / 85 |
| Prior Transfer Date | Oct 23, 2012 |
| Prior Transfer Doc | 0067744574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 407 ANN ST, EDGEWATER, FL 32132-2162 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0078770891 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 7877/891 |
| Instrument | 2020-125294 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Feb 8, 2018 |
| Property Address | 407 ANN ST, EDGEWATER, FL 32132-2162 |
| Document Number | 0075051113 |
| Book / Page | 7505 / 1113 |
| Map Reference | MB19 PG162 |
| Instrument Date | Feb 5, 2018 |
| Instrument | 2018-025839 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | INLET TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 496 VENETIAN VILLA DR, 496, NEW SMYRNA BEACH, FL 32168-5344 |
| Name | Verified Name |
|---|---|
| Address | 407 ANN ST, EDGEWATER, FL 32132-2162 |
| Document Number | 2018025840 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 2018-025840 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jun 28, 2017 |
| Property Address | 407 ANN ST, EDGEWATER, FL 32132-2162 |
| Document Number | 0074163448 |
| Book / Page | 007416 / 003448 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 127481 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2017 |
| Title Company | OMEGA TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $455.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3132 OAK LN EDGEWATER FL 321322803, EDGEWATER, FL 32132-2803 |
The 2025 property tax bill for 407 Ann St was $3,338.
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Edgewater City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,163 (-2.26%) Land $38,833 Building $139,330 | $178,163 (-2.26%) Land $38,833 Building $139,330 | |
| 2025 | $3,338.00 | $182,283 Land $38,833 Building $143,450 | $182,283 Land $38,833 Building $143,450 |
| 2023 | $1,187.00 (-3.34%) Senior Citizen's exemption | $108,170 (+3%) | $189,955 (+14.71%) Land $27,531 Building $162,424 |
| 2022 | $1,228.00 Senior Citizen's exemption | $105,019 | $165,591 Land $18,837 Building $146,754 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 Ann St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 31 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Ann St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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