405 Ann St, Edgewater, FL 32132 Property Records

Volusia County property record for 405 Ann St, Edgewater, FL 32132

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 700 sqft · built 1955
Lot Size0.144 acres (6,300 sqft)
OwnerIndividual Name on Record
Last Sale$124,500 (Jul 2020)
Tax Bill$964 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN7432-05-00-1300

Property Details

APN / Parcel Number

Primary APN7432-05-00-1300
Alternative APNs
  • 34173205001300
  • 3846435.0
  • 3846435

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area700 sqft Living Area
1st Floor Area700 sqft
FlooringCombination, Other
Interior WallsPlaster

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1975
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,300 sqft (0.144 acres)
Lot Dimensions100 ft deep x 63 ft wide
PorchEnclosed Porch
Porch Area299 sqft
Patio Area47 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account Number3846435.0
Old Parcel Number34173205001300
Street Address405 ANN ST
CityEDGEWATER
StateFL
Zip32132-2162
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 130 EDGEWATER ACRES NO 4 MB 19 PG 162 PER OR 4570 PG 1784 PER OR 7834 PG 1281 PER OR 7887 PG 4334
Legal Range34E
Legal Township17S
Legal Section32
Legal SubdivisionEDGEWATER
Legal Tract5
Legal Lot Number130
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group1
Census Block1002
Census Tract83009

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address405 ANN ST, EDGEWATER, FL 32132-2162
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Warranty Deed, Transfer · FHA Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Mar 26, 2020Warranty Deed, Transfer
PROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Prior SaleMar 26, 2020 · Amount on Record
Deed Document Number2020-140677
Deed Book / Page7887 / 4334
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateJul 31, 2020
Property Address405 ANN ST, EDGEWATER, FL 32132-2162
Document Number0078874334
Book / Page7887 / 4334
Map ReferenceMB 19 PG 162
Instrument DateJul 28, 2020
Instrument2020-140677
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyTITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$871.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address142 DESKIN DR, 142, SOUTH DAYTONA, FL 32119-4427

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 ANN ST, EDGEWATER, FL 32132-2162

Mortgage

Document Number0078874336
DateJul 31, 2020
Instrument7887/4336
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMar 26, 2020
Property Address405 ANN ST, EDGEWATER, FL 32132-2162
Document Number0078341281
Book / Page007834 / 001281
Instrument DateMar 20, 2020
Instrument62337
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanyPROFESSIONAL TITLE, PROFESSIONAL TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$693.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address142 DESKIN DR SOUTH DAYTONA FL 321194427, SOUTH DAYTONA, FL 32119-4427

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityEdgewater City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$964.00 (+17.56%) Homeowner's exemption$88,692 (+5.99%)$128,446 (+8.41%) Land $38,833 Building $89,613
2023$820.00 (+4.73%) Homeowner's exemption$83,683 (+3%)$118,480 (+16.63%) Land $27,531 Building $90,949
2022$783.00 Homeowner's exemption$81,246$101,585 Land $18,837 Building $82,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 93 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies93 in force
Nearby Flood Claims43 (1994–2024)
Claims Outside the SFHA31 of 43
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Ian, Oct 2022 · 6 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDGEWATER
serves 28,552 people · EPA ID FL3640331
Water SourceGroundwater
Last State InspectionDec 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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