407 7th St, Georgetown, CO 80444 Property Records

Clear Creek County property record for 407 7th St, Georgetown, CO 80444

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,066 sqft · built 1878
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$518,000 (Aug 2026)
Tax Bill	$2,272 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1959-172-17-002`

Property Details

APN / Parcel Number

Primary APN	`1959-172-17-002`
Alternative APN	`R010184`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Architectural Style	Traditional
Exterior Material	Shingles
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Propane
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R010184
Street Address	407 7TH ST
City	GEORGETOWN
State	CO
Zip	80444-5031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: GEORGETOWN BLOCK: 21 LOT: 2 & IMPS 389/738 390/82 403/420-422 QUIET TITLE 523/419
Legal Subdivision	GEORGETOWN
Legal Block	21
Legal Lot Number	2
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1085
Census Tract	14900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Georgetown-Silver Plume Historic District listed 1966 · 16 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000243

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clear Creek County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	815 MAXWELL AVE, 3, BOULDER, CO 80304-4514
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Sep 28, 2016 · Amount on Record
Deed Document Number	2026319502
Deed Book / Page	1089 / 162
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Aug 3, 2026
Property Address	407 7TH ST, GEORGETOWN, CO 80444-5031
Document Number	0000319502
Book / Page	1089 / 162
Instrument Date	Jul 31, 2026
Instrument	2026319502
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,231.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 MAXWELL AVE, 3, BOULDER, CO 80304-4514

Mortgage

Document Number	0000319503,
Date	Aug 3, 2026
Instrument	2026319503

Lender

Name	ELEVATIONS CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Municipality	Georgetown Town
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,272.00 (+8.92%)	$29,610 (+9.87%) Land $1,890 Building $27,720	$473,840 (+17.81%) Land $30,300 Building $443,540
2023	$2,086.00 (+17.32%)	$26,950 (+18.2%) Land $1,790 Building $25,160	$402,190 (+22.6%) Land $26,650 Building $375,540
2022	$1,778.00	$22,800 Land $2,110 Building $20,690	$328,060 Land $30,300 Building $297,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1979–2010)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 84% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GEORGETOWN serves 5,315 people · EPA ID CO0110015
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20