Clear Creek County property record for 405 7th St, Georgetown, CO 80444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,221 sqft · built 1878 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Jun 2023) |
| Tax Bill | $2,108 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1959-172-17-004 |
| Primary APN | 1959-172-17-004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,221 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1878 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Wood Shingle |
| Lot Area | 5,000 sqft (0.114 acres) |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Propane |
| Sewer | Connected |
| Account Number | R010185 |
|---|---|
| Old Parcel Number | 1959172 17004 |
| Street Address | 405 7TH ST |
| City | GEORGETOWN |
| State | CO |
| Zip | 80444-5031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: GEORGETOWN BLOCK: 21 LOT: 3 & IMP - 402/557 403/420-422 QUIET TITLE 523/419 - LEASE TO GEOTN 727/406 |
| Legal Subdivision | GEORGETOWN |
| Legal Block | 21 |
| Legal Lot Number | 3 IMP |
| Jurisdiction | CLEAR CREEK CO |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 14900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Georgetown-Silver Plume Historic District listed 1966 · 16 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000243 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clear Creek County records, as of February 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 1000, GEORGETOWN, CO 80444-1000 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on Record |
| Deed Sale | Jun 27, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2018 · Amount on Record |
| Deed Document Number | 309715 |
| Deed Book / Page | 1045 / 690 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Recording Date | Jun 27, 2023 |
| Property Address | 405 7TH ST, GEORGETOWN, CO 80444-5031 |
| Document Number | 0010450690 |
| Book / Page | 1045 / 690 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 309715 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 7TH STREET, FRASER, CO 80442 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1000, GEORGETOWN, CO 80444-1000 |
| Document Number | 0000309716 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 309716 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Property Address | 405 7TH ST, GEORGETOWN, CO 80444-5031 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0010210413 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 1021/413 |
| Instrument | 303708 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Property Address | 405 7TH ST, GEORGETOWN, CO 80444-5031 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0009950223 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 995/223 |
| Instrument | 298107 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Recording Date | Apr 26, 2018 |
| Property Address | 405 7TH ST, GEORGETOWN, CO 80444-5031 |
| Document Number | 0009480683 |
| Book / Page | 00948 / 0683 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 287757 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | GEORGETOWN, CO 00000 |
| Name | Verified Name |
|---|---|
| Address | 1227 OSCEOLA ST, DENVER, CO 80204-1428 |
| Document Number | 0000287758 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 287758 |
| Name | NOVA FINANCIAL & INVESTMENT CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Clear Creek County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Clear Creek County |
| Municipality | Georgetown Town |
| Unified School District | Clear Creek School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,108.00 (+22.92%) | $27,470 (+23.96%) Land $2,280 Building $25,190 | $439,510 (+32.85%) Land $36,400 Building $403,110 |
| 2023 | $1,715.00 (+4.64%) | $22,160 (+5.42%) Land $2,090 Building $20,070 | $330,820 (+9.39%) Land $31,210 Building $299,610 |
| 2022 | $1,639.00 | $21,020 Land $2,530 Building $18,490 | $302,420 Land $36,400 Building $266,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 10 (1979–2010) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GEORGETOWN serves 5,315 people · EPA ID CO0110015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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