407 5th St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 407 5th St, Sunset Beach, NC 28468

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,216 sqft · built 1982
Lot Size0.1 acres (4,517 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Jun 2016)
Tax Bill$2,791 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Dec 2019 Mortgage
Flood ZoneZone AE (high risk)
APN256OI004

Property Details

APN / Parcel Number

Primary APN256OI004
Alternative APNs
  • 105413045764
  • 80050442

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,216 sqft Heated Area
Gross Area2,028 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1992
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area4,517 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80050442
Street Address407 5TH ST
CitySUNSET BEACH
StateNC
Zip28468-4009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBR2
Legal DescriptionL-21 B-6 SUNSET BEACH PLAT 7/71
Legal SubdivisionSUNSET BEACH
Legal Block6
Legal Lot Number21
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group1
Census Block1027
Census Tract20512

Owner

Source: Brunswick County records · APN 256OI004

Assessment roll updated August 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address407 5TH ST, SUNSET BEACH, NC 28468-4009
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2019Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Dec 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 21, 2016 · Amount on Record
Deed SaleJun 21, 2016 · Amount on Record
Prior SaleApr 01, 2003
Deed Book / Page3780 / 535
Last Transfer DateMay 23, 2025
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address407 5TH ST, SUNSET BEACH, NC 28468-4009
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042870541
DateDec 11, 2019
Book Page4287/0541
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressSHALLOTTE, NC 28459
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address407 5TH ST, SUNSET BEACH, NC 28468-4009
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042870527
DateDec 11, 2019
Book Page4287/0527
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJan 01, 2030

Tax Assessment & Valuation

Source: Brunswick County records · Assessment roll updated August 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalitySunset Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,791.00$561,140 (-) Land $240,000 Building $321,140$561,140 (-) Land $240,000 Building $321,140
2023$561,140 Land $240,000 Building $321,140$561,140 Land $240,000 Building $321,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 970 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,102 units insured
incl. 132 condo units
Nearby Flood Claims210 (1979–2022)
Claims Outside the SFHA6 of 210
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims
  • Hurricane Bonnie, Aug 1998 · 53 claims
  • Hurricane Fran, Sep 1996 · 20 claims

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Atlantic Telephone Membership
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Spectrum.

Based on FCC filings for 245 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th St

Nearby Streets

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