404 5th St, Sunset Beach, NC 28468 Property Records

Brunswick County property record for 404 5th St, Sunset Beach, NC 28468

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,536 sqft · built 2021
Lot Size	0.104 acres (4,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Aug 2020)
Tax Bill	$4,305 (2025)
Deeds & Mortgages	Jan 2021 Construction Loan Aug 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`256OH040`

Property Details

APN / Parcel Number

Primary APN	`256OH040`
Alternative APNs	`105413044820` `80098718`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,536 sqft Heated Area
Gross Area	2,640 sqft
1st Floor Area	96 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,530 sqft (0.104 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80098718
Street Address	404 5TH ST
City	SUNSET BEACH
State	NC
Zip	28468-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BR2
Legal Description	L-26 B-5 PLAT 7/71
Legal Subdivision	SUNSET BEACH
Legal Block	5
Legal Lot Number	26
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	1
Census Block	1026
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	700 OLD SCARBOROUGH LN, GARNER, NC 27529-5143
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
Aug 21, 2020	Warranty Deed, Transfer HARRY W KRUPPENBACH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Deed Book / Page	4423 / 1178
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	404 5TH ST, SUNSET BEACH, NC 28468-4008
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045351276
Date	Jan 26, 2021
Book Page	4535/1276

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 21, 2020
Property Address	404 5TH ST, SUNSET BEACH, NC 28468-4008
Document Number	0044231178
Book / Page	004423 / 001178
Instrument Date	Aug 11, 2020
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	700 OLD SCARBOROUGH LN GARNER NC 275295143, GARNER, NC 27529-5143

Mortgage

Document Number	44231183
Date	Aug 21, 2020
Book Page	004423/001183

Lender

Name	HARRY W KRUPPENBACH
Address	2200 ELM AVE, LAURINBURG, NC 28352-8035
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Aug 20, 2027

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Sunset Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$817,790 (-) Land $240,000 Building $577,790	$817,790 (-) Land $240,000 Building $577,790
2025	$4,305.00	$817,790 (-) Land $240,000 Building $577,790	$817,790 (-) Land $240,000 Building $577,790
2023		$817,790 Land $240,000 Building $577,790	$817,790 Land $240,000 Building $577,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 970 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,102 units insured incl. 132 condo units
Nearby Flood Claims	210 (1979–2022)
Claims Outside the SFHA	6 of 210
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims Hurricane Bonnie, Aug 1998 · 53 claims Hurricane Fran, Sep 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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