Monmouth County and Bradley Beach Borough property record for 407 5th Ave, Bradley Beach, NJ 07720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,990 sqft · built 1909 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Oct 2003) |
| Tax Bill | $15,445 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00055-0000-00005 |
| Primary APN | 08-00055-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,990 sqft Living Area |
| 1st Floor Area | 1,495 sqft |
| Upper Floors Area | 1,495 sqft |
| Attic | Attic |
| Attic Area | 952 sqft |
| Basement Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 665 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Deck Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 14 |
|---|---|
| Street Address | 407 5TH AVE |
| City | BRADLEY BEACH |
| State | NJ |
| Zip | 07720-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | BRADLEY BEACH |
| Legal Block | 55 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | BRADLEY BEACH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 808202 |
407 5th Ave is owned and occupied by two individuals who bought it in October 2003.
Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 5TH AVE, BRADLEY BEACH, NJ 07720-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2003 · Amount on File |
| Deed Sale | Oct 24, 2003 · Amount on File |
| Prior Sale | Jan 27, 1994 · Amount on File |
| Deed Book / Page | 8291 / 5251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 407 5TH AVE, BRADLEY BEACH, NJ 07720-1215 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 407 5TH AVE, BRADLEY BEACH, NJ 07720-1215 |
| Document Number | 0095823717 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 9582/3717 |
| Instrument | 2022025758 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 2, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 407 5TH AVE, BRADLEY BEACH, NJ 07720-1215 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Title Company | NATIONAL LINK ORIGINATIONS |
| Name | Verified Name |
|---|
| Document Number | 0095703598 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 9570/3598 |
| Instrument | 2022002169 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 407 5th Ave was $15,445, up 5.3% from the year before.
Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Bradley Beach Borough |
| Unified School District | Bradley Beach Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,906,500 (+9.24%) Land $1,044,200 Building $862,300 | $1,906,500 (+9.24%) Land $1,044,200 Building $862,300 | |
| 2025 | $15,445.00 (+5.28%) | $1,745,200 Land $904,800 Building $840,400 | $1,745,200 Land $904,800 Building $840,400 |
| 2024 | $14,671.00 | ||
| 2023 | $1,477,300 Land $745,500 Building $731,800 | $1,477,300 Land $745,500 Building $731,800 | |
| 2022 | $14,221.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 5th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 99 units insured incl. 40 condo units |
| Nearby Flood Claims | 3 (2012–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 407 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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