405 5th Ave, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 405 5th Ave, Bradley Beach, NJ 07720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,062 sqft · built 1919
Lot Size	0.086 acres (3,751 sqft)
Owner	2 Company Names on File
Last Sale	$1,600,000 (Apr 2025)
Tax Bill	$12,284 (2025)
Deeds & Mortgages	Sep 2025 Transfer Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-00055-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`08-00055-0000-00007`
Alternative APNs	`080005500007` `16`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,062 sqft Living Area
1st Floor Area	1,004 sqft
Upper Floors Area	1,058 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	3,751 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide

Exterior Amenities

Porch	Open Porch
Patio Area	196 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	16
Street Address	405 5TH AVE
City	BRADLEY BEACH
State	NJ
Zip	07720-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	BRADLEY BEACH
Legal Block	55
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	2
Census Block	2011
Census Tract	808202

Owner

405 5th Ave is owned by a company that bought it in April 2025.

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner of Record	2 Company Names on File
Mailing Address	405 5TH AVE, BRADLEY BEACH, NJ 07720-1215
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Intrafamily Transfer, Transfer
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 17, 2019	Quit Claim Deed, Mortgage · FHA Mortgage ADVISORS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2025 · Amount on File
Deed Sale	Apr 29, 2025 · Amount on File
Prior Sale	Sep 17, 2019
Deed Document Number	202532756
Deed Book / Page	9735 / 4750
Prior Transfer Date	Sep 5, 2019
Prior Transfer Doc	0000086352
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 22, 2025
Property Address	405 5TH AVE, BRADLEY BEACH, NJ 07720-1215
Document Number	0097573901
Book / Page	9757 / 3901
Instrument Date	Aug 13, 2025
Instrument	2025075422
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 5TH AVE, BRADLEY BEACH, NJ 07720-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	405 5TH AVE, BRADLEY BEACH, NJ 07720-1215

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	405 5TH AVE, BRADLEY BEACH, NJ 07720-1215
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 5TH AVE, BRADLEY BEACH, NJ 07720-1215

Mortgage

Document Number	0096015209
Date	Jun 22, 2022
Book Page	9601/5209
Instrument	2022065295

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	May 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	405 5TH AVE, BRADLEY BEACH, NJ 07720-1215
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095533069
Date	Oct 22, 2021
Book Page	9553/3069
Instrument	2021156716

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 17, 2019
Property Address	405 5TH AVE, BRADLEY BEACH, NJ 07720-1215
Document Number	0000086352
Book / Page	009368 / 009749
Instrument Date	Sep 5, 2019
Instrument	86352
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	405 5TH AVE BRADLEY BEACH NJ 077201215, BRADLEY BEACH, NJ 07720-1215

Mortgage

Document Number	86353
Date	Sep 17, 2019
Book Page	009368/009778
Instrument	86353

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 405 5th Ave was $12,284, up 5.3% from the year before.

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,475,000 (+6.27%) Land $824,600 Building $650,400	$1,475,000 (+6.27%) Land $824,600 Building $650,400
2025	$12,284.00 (+5.32%)	$1,388,000 Land $727,400 Building $660,600	$1,388,000 Land $727,400 Building $660,600
2024	$11,664.00
2023		$1,191,800 Land $621,300 Building $570,500	$1,191,800 Land $621,300 Building $570,500
2022	$10,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 5th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	99 units insured incl. 40 condo units
Nearby Flood Claims	3 (2012–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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