Brevard County property record for 407 4th Ave, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,580 sqft · built 2008 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Dec 2017) |
| Tax Bill | $9,786 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-07-FY-22-9 |
| Primary APN | 28-38-07-FY-22-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,580 sqft Living Area |
| Gross Area | 4,720 sqft |
| 1st Floor Area | 1,550 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Composition/Composite |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 150 ft deep x 64.2 ft wide |
| Garage Type | Attached |
| Garage Area | 454 sqft |
| Pool Area | 306 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 686 sqft |
| Deck Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2847492 |
|---|---|
| Street Address | 407 4TH AVE |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 3RS |
| Legal Description | WILCOX MELBOURNE BEACH LOT 9 BLK 22 |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 07 |
| Legal Subdivision | WILCOX MELBOURNE BEACH |
| Legal Block | 22 |
| Legal Lot Number | 9 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 66101 |
407 4th Ave is owned and occupied by two individuals who bought it in December 2017.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 4TH AVE, MELBOURNE BEACH, FL 32951-2543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 18, 2017 | Warranty Deed, Transfer US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2017 · Amount on File |
| Deed Sale | Dec 18, 2017 · Amount on File |
| Prior Sale | Jun 16, 2016 · Amount on File |
| Deed Document Number | 2017263164 |
| Prior Transfer Date | May 2, 2014 |
| Prior Transfer Doc | 0071191882 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 407 4TH AVE, MELBOURNE BEACH, FL 32951-2543 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0093600534 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 9360/534 |
| Instrument | 2021328452 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 18, 2017 |
| Property Address | 407 4TH AVE, MELBOURNE BEACH, FL 32951-2543 |
| Document Number | 0080510879 |
| Book / Page | 008051 / 000879 |
| Instrument Date | Oct 4, 2017 |
| Instrument | 263164 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | US PATRIOT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 407 4TH AVE MELBOURNE BEACH FL 329512543, MELBOURNE BEACH, FL 32951-2543 |
| Document Number | 80510882 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 008051/000882 |
| Instrument | 263165 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 17, 2047 |
The 2025 property tax bill for 407 4th Ave was $9,786 with a homeowner's exemption, up 2.8% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne Beach Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $701,040 (+2.7%) | $949,720 (-0.48%) | |
| 2025 | $9,786.00 (+2.83%) Homeowner's exemption | $682,610 | $954,260 |
| 2024 | $9,517.00 (+2.21%) | ||
| 2023 | $9,311.00 (+1.39%) Homeowner's exemption | $644,060 (+3%) | $1,000,480 (+15.29%) Land $300,000 Building $700,480 |
| 2022 | $9,183.00 Homeowner's exemption | $625,310 | $867,780 Land $300,000 Building $567,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 407 4th Ave in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 162 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 162 in force |
| Nearby Flood Claims | 40 (1979–2022) |
| Claims Outside the SFHA | 39 of 40 |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 407 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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