405 4th Ave, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 405 4th Ave, Melbourne Beach, FL 32951

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,075 sqft · built 1959
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$525,800 (Jul 2025)
Tax Bill	$3,398 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-38-07-FY-22-10`

Property Details

APN / Parcel Number

Primary APN	`28-38-07-FY-22-10`
Alternative APNs	`28-38-07-FY-00022.0-0010.00` `2847493`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,075 sqft Living Area
Gross Area	1,529 sqft
1st Floor Area	1,075 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 64.2 ft wide
Garage Type	Attached
Garage Area	300 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	64 sqft
Patio Area	64 sqft
Utility Building	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2847493
Street Address	405 4TH AVE
City	MELBOURNE BEACH
State	FL
Zip	32951-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3RS
Legal Description	WILCOX MELBOURNE BEACH LOT 10 BLK 22
Legal Range	38E
Legal Township	28S
Legal Section	07
Legal Subdivision	WILCOX MELBOURNE BEACH
Legal Block	22
Legal Lot Number	10
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1025
Census Tract	66101

Owner

405 4th Ave is owned and occupied by an individual who bought it in July 2025.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	405 4TH AVE, MELBOURNE BEACH, FL 32951-2543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on File
Deed Sale	Jul 16, 2025 · Amount on File
Prior Sale	Oct 4, 2013 · Amount on File
Deed Document Number	2025141589
Deed Book / Page	10384 / 1106
Prior Transfer Date	Nov 12, 2015
Prior Transfer Doc	0074950597
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	405 4TH AVE, MELBOURNE BEACH, FL 32951-2543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 4TH AVE, MELBOURNE BEACH, FL 32951-2543

Mortgage

Document Number	0088490023
Date	Sep 8, 2020
Book Page	8849/23
Instrument	2020194555

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 405 4th Ave was $3,398, up 3% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne Beach Town
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,260 (+65.73%)	$428,260 (+7.98%)
2025	$3,398.00 (+3.03%)	$258,410	$396,600
2024	$3,298.00 (+2.61%)
2023	$3,214.00 (+2.39%) Homeowner's exemption	$243,820 (+3%)	$431,570 (+3.45%) Land $300,000 Building $131,570
2022	$3,139.00 Homeowner's exemption	$236,720	$417,160 Land $300,000 Building $117,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 405 4th Ave in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 162 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	162 in force
Nearby Flood Claims	40 (1979–2022)
Claims Outside the SFHA	39 of 40
Most Recent Claim	Apr 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Oct 2017 · 6 claims Tropical Storm Fay, Aug 2008 · 10 claims Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 405 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20