Tama County property record for 403 3rd St, Traer, IA 50675 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1900 |
| Square Footage | 816 sqft Living Area |
| Lot Size | 7,187 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $102,000 (2026) |
| Tax Bill | $1,364.00 (2025) |
| Primary APN | 07.10.176.002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 816 sqft Living Area |
| Basement Area | 696 sqft Basement |
| Unfinished Basement | 696 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,187 sqft (0.165 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 560 sqft Garage |
| Deck Area | 100 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 403 3RD ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1103 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLK 4 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | TAMA IA |
| Minor Civil Division | PERRY |
| Census Blockgroup | 3 |
| Census Block | 3036 |
| Census Tract | 290200 |
Source: Tama County records · APN 07.10.176.002
Assessment roll updated May 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 3RD ST, TRAER, IA 50675-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 04, 2007 | Deed of Trust, Mortgage GMAC MORTGAGE LLC |
| Feb 18, 2025 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Jul 06, 2023 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Jul 06, 2023 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Apr 06, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 06, 2023 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Jul 06, 2023 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Jul 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2026 · Amount on Record |
| Deed Sale | Apr 06, 2026 · Amount on Record |
| Prior Sale | Jul 06, 2023 · Amount on Record |
| Deed Doc Number | 2026735 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 403 3RD ST, TRAER, IA 50675-1103 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000790/042 |
|---|---|
| Date | Nov 04, 2007 |
| Book Page | 0790/042 |
| Instrument | 2010-0057 |
| Name | GMAC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Amount | Amount Recorded |
|---|---|
| Term | 350 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 403 3RD ST, TRAER, IA 50675-1103 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 403 3RD ST, TRAER, IA 50675-1103 |
| Document Number | 0020250397 |
|---|---|
| Date | Feb 18, 2025 |
| Instrument | 2025-0397 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 403 3RD ST, TRAER, IA 50675-1103 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020231393 |
|---|---|
| Date | Jul 06, 2023 |
| Instrument | 2023-1393 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 403 3RD ST, TRAER, IA 50675-1103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020231393 |
|---|---|
| Date | Jul 06, 2023 |
| Instrument | 2023-1393 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Apr 06, 2026 |
| Property Address | 403 3RD ST, TRAER, IA 50675-1103 |
| Document Number | 0000000735 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026.735 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,402.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 3RD ST, TRAER, IA 50675-1103 |
| Document Number | 0000000736, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 2026..736 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 403 3RD ST, TRAER, IA 50675-1103 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020231393 |
|---|---|
| Date | Jul 06, 2023 |
| Instrument | 2023-1393 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jul 06, 2023 |
| Property Address | 403 3RD ST, TRAER, IA 50675-1103 |
| Document Number | 0020231391 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023-1391 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $152.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 3RD ST, TRAER, IA 50675-1103 |
| Document Number | 0020231392 |
|---|---|
| Date | Jul 06, 2023 |
| Instrument | 2023-1392 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jul 14, 2020 |
| Property Address | 403 3RD ST, TRAER, IA 50675-1103 |
| Document Number | 0020201745 |
| Instrument Date | Jun 23, 2020 |
| Instrument | 2020-1745 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $92.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 3RD ST, TRAER, IA 50675-1103 |
| Document Number | 0020201746 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 2020-1746 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Tama County records · Assessment roll updated May 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,364.00 | $68,450 (+5.07%) Land $11,040 Building $57,410 | $68,450 (+5.07%) Land $11,040 Building $57,410 |
| 2024 | $65,150 (-) Land $11,040 Building $54,110 | ||
| 2023 | $65,150 Land $11,040 Building $54,110 | $65,150 Land $11,040 Building $54,110 |
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