407 2nd, Hubbard, TX 76648 Property Records

Hill County property record for 407 2nd, Hubbard, TX 76648

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,520 sqft · built 1945
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on Record
Last Sale	$108,500 (Jun 2019)
Tax Bill	$850 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12608-16000-00560-007000`

Property Details

APN / Parcel Number

Primary APN	`12608-16000-00560-007000`
Alternative APN	`117376`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,520 sqft Living Area
Gross Area	3,164 sqft
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Wood
Roof Type	Hip
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Carport
Garage Area	630 sqft
Carport	Carport
Carport Area	630 sqft
Porch	Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	12608-16000-00560-007000
Street Address	407 2ND
City	HUBBARD
State	TX
Zip	76648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUBBARD OT BLK 56 LT 7 & 8
Legal Subdivision	HUBBARD OT
Legal Block	56
Legal Lot Number	7,8
Jurisdiction	HILL TX
Township / Civil Division	HUBBARD-MOUNT CALM
Census Block Group	1
Census Block	1036
Census Tract	961400

Owner

Source: Hill County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 NE 2ND ST, HUBBARD, TX 76648-2411
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC
Apr 11, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 16, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Jun 13, 2019	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Prior Sale	Jun 13, 2017 · Amount on Record
Deed Document Number	2019105382
Deed Book / Page	2006 / 613
Prior Transfer Date	Aug 27, 2010
Prior Transfer Doc	0000038180
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	407 SECOND, HUBBARD, TX 76648
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 NE 2ND ST, HUBBARD, TX 76648-2411

Mortgage

Document Number	002397/185
Date	Oct 7, 2025
Book Page	2397/185
Instrument	169206

Lender

Name	OUTAMATION INC
Type	Non-Lending Institution
Address	SOUTHLAKE, TX 76092

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Nov 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	407 NE 2ND ST, HUBBARD, TX 76648-2411
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 NE 2ND ST, HUBBARD, TX 76648-2411

Mortgage

Document Number	0000041/14
Date	Apr 11, 2023
Book Page	41/14
Instrument	146295

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Nov 1, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	407 NE 2ND ST, HUBBARD, TX 76648-2411
Transaction Type	Mortgage
Record Updated	Sep 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 NE 2ND ST, HUBBARD, TX 76648-2411

Mortgage

Document Number	002210/549
Date	Aug 16, 2022
Book Page	2210/549
Instrument	139419

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Nov 1, 2051

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Jun 13, 2019
Property Address	407 NE 2ND ST, HUBBARD, TX 76648-2411
Document Number	2006/613
Book / Page	2006 / 613
Map Reference	VOL 41 PG 14
Instrument Date	Jun 11, 2019
Instrument	00105382
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	HILL COUNTY TITLE COMPANY, HILL COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 NE 20ND ST, HUBBARD, TX 76648

Mortgage

Document Number	00105383
Date	Jun 13, 2019
Instrument	00105383

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Municipality	Hubbard City
Unified School District	Hubbard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00 (+31.58%)	$165,700 (+33.52%) Land $7,000 Building $158,700	$165,700 (+33.52%) Land $7,000 Building $158,700
2023		$124,100 Land $6,550 Building $117,550	$124,100 Land $6,550 Building $117,550
2022	$646.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HUBBARD serves 1,917 people · EPA ID TX1090002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pathway Com-Tel Fiber	5,000 / 5,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fiber · Fixed Wireless	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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