400 2nd, Hubbard, TX 76648 Property Records

Hill County property record for 400 2nd, Hubbard, TX 76648 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1955
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Tax Bill	$367 (2025)
Deeds & Mortgages	May 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12608-16000-00490-008000`

Property Details

APN / Parcel Number

Primary APN	`12608-16000-00490-008000`
Alternative APN	`117323`

Interior

Full Baths	2 Baths
Building Area	1,680 sqft Living Area
Gross Area	2,996 sqft
1st Floor Area	1,680 sqft

Exterior

Year Built	Built 1955
Exterior Material	Wood
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	528 sqft
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	12608-16000-00490-008000
Street Address	400 2ND
City	HUBBARD
State	TX
Zip	76648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUBBARD OT BLK 49 LT 8
Legal Subdivision	HUBBARD OT
Legal Block	49
Legal Lot Number	8
Jurisdiction	HILL TX
Township / Civil Division	HUBBARD-MOUNT CALM
Census Block Group	1
Census Block	1081
Census Tract	961400

Owner

Source: Hill County records · APN 12608-16000-00490-008000

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	400 NW 2ND ST, HUBBARD, TX 76648-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 10, 2016
Deed Sale	Aug 10, 2016
Deed Document Number	00082682
Deed Book / Page	1876 / 677
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	400 NW 2ND ST, HUBBARD, TX 76648-2318
Transaction Type	Mortgage
Record Updated	Jun 01, 2021
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 NW 2ND ST, HUBBARD, TX 76648-2318

Mortgage

Document Number	2108/697
Date	May 10, 2021
Book Page	2108/697
Instrument	122323

Lender

Name	TRADITIONAL MORTGAGE ACCEPTANCE CORP
Type	Subprime Lender
Address	BELLEVUE, WA 98004

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.31%
Type Change Date	Jun 01, 2021
Change Frequency	Annually
Index	1-Year CMT

Tax Assessment & Valuation

Source: Hill County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Municipality	Hubbard City
Unified School District	Hubbard Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$367.00 (+1.66%) Homeowner's exemption Senior Citizen's exemption	$138,330 (+34.6%) Land $7,000 Building $131,330	$138,330 (+34.6%) Land $7,000 Building $131,330
2023		$102,770 Land $6,550 Building $96,220	$102,770 Land $6,550 Building $96,220
2022	$361.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hill County (48217C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 11% of Texas
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Alenco Communications	Fiber	5,000 / 5,000
Uniti Group	Fiber	2,000 / 2,000
AMG Technology Investment Group	Fiber	2,000 / 2,000
T-Mobile USA	Fixed Wireless	100 / 20
AMG Technology Investment Group	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.