Benton County property record for 407 2nd Ave, Keystone, IA 52249
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,232 sqft · built 1968 |
| Lot Size | 0.22 acres (9,602 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,000 (Nov 2025) |
| Tax Bill | $1,730 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09002250 |
| Primary APN | 09002250 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Basement Area | 1,232 sqft |
| Finished Basement | 925 sqft |
| Unfinished Basement | 307 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,602 sqft (0.22 acres) |
| Lot Dimensions | 115 ft deep x 83.5 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 180 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 407 2ND AVE |
|---|---|
| City | KEYSTONE |
| State | IA |
| Zip | 52249-9659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANZENBURGS 2ND ADD LOT 5 |
| Legal Subdivision | FRANZENBURGS 2ND |
| Legal Lot Number | 5 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | KANE |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 960600 |
Source: Benton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 407 2ND AVE, KEYSTONE, IA 52249-9659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Deed Document Number | 20254402 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Nov 18, 2025 |
| Property Address | 407 2ND AVE, KEYSTONE, IA 52249-9659 |
| Document Number | 0000254402 |
| Instrument Date | Nov 13, 2025 |
| Instrument | 25-4402 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $309.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 407 2ND AVE, KEYSTONE, IA 52249-9659 |
| Document Number | 0000254403 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 25-4403 |
| Name | RESIDENTIAL MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Keystone City |
| Unified School District | Benton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,730.00 (-4.63%) | $185,400 (-) Land $23,600 Building $161,800 | $185,400 (-) Land $23,600 Building $161,800 |
| 2025 | $185,400 (+0.87%) Land $23,600 Building $161,800 | $185,400 (+0.87%) Land $23,600 Building $161,800 | |
| 2024 | $1,814.00 (+7.85%) | ||
| 2023 | $183,800 (+33.48%) Land $24,000 Building $159,800 | $183,800 (+33.48%) Land $24,000 Building $159,800 | |
| 2022 | $1,682.00 Homeowner's exemption | $137,700 Land $19,200 Building $118,500 | |
| 2021 | $137,700 Land $19,200 Building $118,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Keystone Communications Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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