Benton County property record for 406 2nd Ave, Keystone, IA 52249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,840 sqft · built 1967 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Aug 2018) |
| Tax Bill | $2,672 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09006700 |
| Primary APN | 09006700 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Basement Area | 1,360 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 160 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 13,500 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 63 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 406 2ND AVE |
|---|---|
| City | KEYSTONE |
| State | IA |
| Zip | 52249-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANZENBURGS 2ND ADD LOT 9 |
| Legal Subdivision | FRANZENBURGS 2ND |
| Legal Lot Number | 9 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | KANE |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 960600 |
Source: Benton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 2ND AVE, KEYSTONE, IA 52249-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Aug 15, 2018 | Deed of Trust, Mortgage UNIVERSITY OF IOWA CREDIT UNION |
| Aug 15, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on Record |
| Deed Sale | Aug 15, 2018 · Amount on Record |
| Prior Sale | Feb 1, 2011 · Amount on Record |
| Deed Document Number | 20181633 |
| Deed Book / Page | 18 / 1633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 406 2ND AVE, KEYSTONE, IA 52249-9705 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000205848 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 20-5848 |
| Name | NEWREZ LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 406 2ND AVE, KEYSTONE, IA 52249-9705 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000018/0000001634 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 0000000018/0000001634 |
| Instrument | E18-1634 |
| Name | UNIVERSITY OF IOWA CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Aug 15, 2018 |
| Property Address | 406 2ND AVE, KEYSTONE, IA 52249-9705 |
| Document Number | 18/1633 |
| Book / Page | 18 / 1633 |
| Instrument Date | Aug 3, 2018 |
| Instrument | E18-1633 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 2ND AVE, KEYSTONE, IA 52249-9705 |
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Keystone City |
| Unified School District | Benton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,672.00 (-3.33%) | $258,500 (-) Land $27,600 Building $230,900 | $258,500 (-) Land $27,600 Building $230,900 |
| 2025 | $258,500 (+1.49%) Land $27,600 Building $230,900 | $258,500 (+1.49%) Land $27,600 Building $230,900 | |
| 2024 | $2,764.00 (+12.54%) | ||
| 2023 | $254,700 (+32.66%) Land $28,100 Building $226,600 | $254,700 (+32.66%) Land $28,100 Building $226,600 | |
| 2022 | $2,456.00 Homeowner's exemption | $192,000 Land $22,500 Building $169,500 | |
| 2021 | $192,000 Land $22,500 Building $169,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Keystone Communications Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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