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407 20th St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 407 20th St, Saint Augustine, FL 32084 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2010
Square Footage2,216 sqft Living Area
Lot Size10,018 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$1,085,000 (2023)
Tax Bill$11,661.00 (2025)

Property Details

APN / Parcel Number

Primary APN146157-0050

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,216 sqft Living Area
Gross Area2,792 sqft Gross Area
1st Floor1,536 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,018 sqft (0.23 acres)
Lot Width100 ft Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage
Pool Area253 sqft Pool
Deck Area24 sqft Deck
Porch Area385 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address407 20TH ST
CitySAINT AUGUSTINE
StateFL
Zip32084-1713
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3-28 PACETTI SUB NORTH BCH W100 OF E200FT OF N1/2 BLK 97 (OR LOTS 5 & 7) OR5856/889
Legal Range30E
Legal Township06S
Legal Section44
Legal SubdivisionNORTH BEACH
Legal Block97
Legal Lot Number5,7
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2056
Census Tract20603

Owner

Source: St. Johns County records · APN 146157-0050

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address407 20TH ST, SAINT AUGUSTINE, FL 32084-1713
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 13, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2023 · Amount on Record
Deed SaleNov 13, 2023 · Amount on Record
Prior SaleFeb 10, 2004 · Amount on Record
Deed Doc Number202389272
Deed Book / Page5856 / 889
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateApr 23, 2026
Property Address407 20TH ST, SAINT AUGUSTINE, FL 32084-1713
Document Number0000034867
Book / Page6350 / 44
Instrument DateApr 16, 2026
Instrument202634867
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 20TH ST, SAINT AUGUSTINE, FL 32084-1713

Mortgage

Document Number0000034867,
DateApr 23, 2026
Book Page6350/44
Instrument202634867
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term481 Months
DueMay 01, 2066
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 13, 2023
Property Address407 20TH ST, SAINT AUGUSTINE, FL 32084-1713
Document Number0058560889
Book / Page5856 / 889
Map ReferenceMB 3 PG 28
Instrument DateNov 09, 2023
Instrument2023089272
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$7,595.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4929 SKYWAY DR APT 5202, 5202, JACKSONVILLE, FL 32246-0047

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 20TH ST, SAINT AUGUSTINE, FL 32084-1713

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$883,853 (+0.86%) Land $320,000 Building $563,853$883,853 (+0.86%) Land $320,000 Building $563,853
2025$11,661.00 (+9.71%) Homeowner's exemption$876,332 (+189.62%)$876,332 (+24.85%) Land $290,000 Building $586,332
2024$10,629.00 (+194.43%)
2023$3,610.00 (+2.94%) Homeowner's exemption$302,576 (+3%)$701,900 (+14.51%) Land $290,000 Building $411,900
2022$3,507.00 Homeowner's exemption$293,763$612,976 Land $257,600 Building $355,376

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation6.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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