St. Johns County property record for 404 20th St, Saint Augustine, FL 32084 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,837 sqft Living Area |
| Lot Size | 10,018 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $685,000 (2023) |
| Tax Bill | $7,213.00 (2025) |
| Primary APN | 146154-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 1,837 sqft Living Area |
| Gross Area | 2,330 sqft Gross Area |
| 1st Floor | 1,837 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,018 sqft (0.23 acres) |
| Lot Width | 100 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 493 sqft Garage |
| Porch Area | 472 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 404 20TH ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1717 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 3-28 PACETTI SUB NORTH BCH BLK 94 LOTS 2 & 4 OR5847/712 |
| Legal Range | 30E |
| Legal Township | 06S |
| Legal Section | 44 |
| Legal Subdivision | NORTH BEACH |
| Legal Block | 94 |
| Legal Lot Number | 2,4 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2055 |
| Census Tract | 20603 |
Source: St. Johns County records · APN 146154-0020
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12059 FLYNN RD, JACKSONVILLE, FL 32223-1883 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOANSOURCE LENDING INC |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on Record |
| Deed Sale | Oct 26, 2023 · Amount on Record |
| Prior Sale | Feb 11, 2003 · Amount on Record |
| Deed Doc Number | 202384441 |
| Deed Book / Page | 5847 / 712 |
| Prior Transfer Date | Feb 13, 2008 |
| Prior Transfer Doc | 0030450694 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 26, 2023 |
| Property Address | 404 20TH ST, SAINT AUGUSTINE, FL 32084-1717 |
| Document Number | 0058470712 |
| Book / Page | 5847 / 712 |
| Map Reference | MB 3 PG 28 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023084441 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,795.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5016 RIVER POINT RD, JACKSONVILLE, FL 32207-2120 |
| Name | Verified Name |
|---|---|
| Address | 12059 FLYNN RD, JACKSONVILLE, FL 32223-1883 |
| Document Number | 0005847714 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 5847/714 |
| Name | LOANSOURCE LENDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 404 20TH ST, SAINT AUGUSTINE, FL 32084-1717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 404 20TH ST, SAINT AUGUSTINE, FL 32084-1717 |
| Document Number | 0050421792 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 5042/1792 |
| Instrument | 2020078785 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $562,181 (+2.7%) | $679,416 (+7.93%) Land $320,000 Building $359,416 | |
| 2025 | $7,213.00 (+11.67%) Homeowner's exemption | $547,401 (+2.9%) | $629,481 (+1.11%) Land $290,000 Building $339,481 |
| 2024 | $6,459.00 (+109.84%) Homeowner's exemption | $531,974 (+103.9%) | $622,544 (+4.8%) Land $290,000 Building $332,544 |
| 2023 | $3,078.00 (+3.08%) Homeowner's exemption | $260,894 (+3%) | $594,007 (+15.55%) Land $290,000 Building $304,007 |
| 2022 | $2,986.00 Homeowner's exemption | $253,295 | $514,087 Land $257,600 Building $256,487 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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