Whiteside County property record for 407 1st Ave, Albany, IL 61230
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.332 acres (14,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,666 (Mar 2026) |
| Tax Bill | $2,533 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0624388004 |
| Primary APN | 0624388004 |
|---|---|
| Alternative APNs |
|
| Lot Area | 14,462 sqft (0.332 acres) |
|---|---|
| Lot Dimensions | 115 ft deep x 125 ft wide |
| Account Number | 124094 |
|---|---|
| Street Address | 407 1ST AVE |
| City | ALBANY |
| State | IL |
| Zip | 61230-7740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF ALBANY-UPPER LOT 5 & W 55 FT OF LOT 6 BLK 22 42100X |
| Legal Subdivision | UPPER ALBANY |
| Legal Block | 22 |
| Legal Lot Number | 5-6 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | ALBANY |
| Census Block Group | 4 |
| Census Block | 4047 |
| Census Tract | 400 |
Source: Whiteside County records · APN 0624388004
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 17TH AVENUE ST, CLINTON, IA 52732 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 16, 2026 | Warranty Deed, Transfer FIRST TRUST & SAVINGS BANK |
| Oct 01, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage FINANCE AMERICA LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Oct 01, 2021 · Amount on Record |
| Deed Document Number | 20261226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Mar 16, 2026 |
| Property Address | 407 1ST AVE, ALBANY, IL 61230-7740 |
| Document Number | 0000001226 |
| Map Reference | MB 2 PG 10 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026-01226 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 520 17TH AVE S, CLINTON, IA 52732 |
| Document Number | 0000001227 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2026-01227 |
| Name | FIRST TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Oct 01, 2021 |
| Property Address | 407 1ST AVE, ALBANY, IL 61230-7740 |
| Document Number | 0202106905 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 2021-06905 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 1ST AVE, ALBANY, IL 61230-7740 |
| Document Number | 0202106906 |
|---|---|
| Date | Oct 01, 2021 |
| Instrument | 2021-06906 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Albany Village |
| County | Whiteside County |
| County Subdivision | Albany Township |
| Unified School District | River Bend Community Unit District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,533.00 (-5.56%) | $36,822 (-3.91%) Land $3,322 Building $33,500 | |
| 2024 | $2,682.00 | $38,322 Land $6,295 Building $32,027 | $110,466 (-3.91%) Land $9,966 Building $100,500 |
| 2023 | $114,966 Land $18,885 Building $96,081 |
Source: FEMA National Flood Hazard Layer as of September 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 45 (1986–2023) |
| Claims Outside the SFHA | 8 of 45 |
| Most Recent Claim | May 2023 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 2,000 / 1,000 |
May also be available: AMG Technology Investment Group, Jo-Carroll Electric Cooperative, Verizon.
Based on FCC filings for 171 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ALBANY serves 846 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Sep 2024 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures