Whiteside County property record for 305 1st Ave, Albany, IL 61230 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.213 acres (9,278 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jul 2015) |
| Tax Bill | $1,893 (2025) |
| Deeds & Mortgages | Oct 2022 Refinance May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0624384005 |
| Primary APN | 0624384005 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,278 sqft (0.213 acres) |
|---|---|
| Lot Dimensions | 115 ft deep x 80.3 ft wide |
| Account Number | 81578 |
|---|---|
| Street Address | 305 1ST AVE |
| City | ALBANY |
| State | IL |
| Zip | 61230-7741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF ALBANY-UPPER LOTS 5 & 6 EXC NE'LY 60' OF LOT 6 BLK 21 |
| Legal Subdivision | LOWER ALBANY |
| Legal Block | 21 |
| Legal Lot Number | 5-6 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | ALBANY |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 400 |
Source: Whiteside County records · APN 0624384005
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 1ST AVE, ALBANY, IL 61230-7741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION |
| May 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2015 · Amount on Record |
| Deed Sale | Jul 08, 2015 · Amount on Record |
| Prior Sale | Jan 22, 2009 · Amount on Record |
| Deed Document Number | 20153893 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 305 1ST AVE, ALBANY, IL 61230-7741 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006293 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2022-06293 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 305 1ST AVE, ALBANY, IL 61230-7741 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0202103378 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-03378 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Albany Village |
| County | Whiteside County |
| County Subdivision | Albany Township |
| Unified School District | River Bend Community Unit District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,893.00 | $30,700 Land $3,138 Building $27,562 | |
| 2024 | $92,100 Land $9,414 Building $82,686 |
Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950004004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 45 (1986–2023) |
| Claims Outside the SFHA | 8 of 45 |
| Most Recent Claim | May 2023, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 171 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 2,000 / 1,000 |
May also be available at this address: AMG Technology Investment Group, Verizon, Jo-Carroll Electric Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.
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